Mortgage Originator

Union Savings Bank - CT; North Street; On-site; GBP 44,000 - 70,000; Full time

Job summary

Union Savings Bank - CT is seeking a Mortgage Originator to participate in developing and implementing the external mortgage origination process, working with the mortgage sales team leader to stay competitive and achieve goals.

You will interview applicants, help complete applications, collect documents, explain programs, analyze finances, submit to LOS, and maintain progress with processors and customers. Travel and outreach opportunities may be limited to local networks.

Qualifications

• 2-5 years: Sales or Origination Experience
• Preferred: 2-5 years: Banking Experience
• Licenses & Certifications: NMLS

Responsibilities

• Interview mortgage applicants, assist customer in completing application and collect documentation to support application information.
• Explain different financing, mortgage programs and their requirements including risk based pricing.
• Analyze customer's financial posture. Determine if it meets the loan criteria established by the Bank.
• Complete application package, submit information to Loan Origination System, and submit file to mortgage processing.
• Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed.
• Follow up post closing with customers to ensure total satisfaction.

Skills

Mortgage origination

Sales experience

Customer service

NMLS license

Education

Bachelor's degree or equivalent

Job description

The Mortgage Originators will participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals.

Develop and coordinate the Bank's mortgage call program in assigned area focusing on referral sources such as realtors, attorneys, and branch staff.

Perform phone duty assignments as required by being available to answer cold call customers' questions and give them guidance.

Interview mortgage applicants, assist customer in completing application and collect documentation to support application information.

Explain different financing, mortgage programs and their requirements including risk based pricing.

Analyze customer's financial posture. Determine if it meets the loan criteria established by the Bank.

Complete application package, submit information to Loan Origination System, and submit file to mortgage processing.

Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed.

Follow up post closing with customers to ensure total satisfaction.

Submit monthly reports, as required, to team leader on a timely basis.

Maintain a high profile with and participate in local community groups and organizations, increasing the Bank's visibility within the community.

Comply with all S.A.F.E. Act regulations including keeping registration information (including but not limited to name, home address and work address) up to date and status as active.

Provide N.M.L.S. registration number to consumers upon request and in all written communications in accordance with law, specifically on e-mail signatures and business cards.

Qualifications

Education

Required

Bachelors or Equivalent Work Experience or better.

Experience

Required

• 2-5 years: Sales or Origination Experience

Preferred

• 2-5 years: Banking Experience

Licenses & Certifications

Required

• NMLS

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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