Mortgage Advisor / Mortgage Broker

Additional Resources; Wales; Hybrid; GBP 25,000 - 35,000; Full time

Benefits offered by this job

Hybrid working

Job summary

Additional Resources is seeking a Mortgage Advisor / Mortgage Broker to join our professional financial services team across the UK. You will provide tailored mortgage and protection advice while managing client cases from enquiry through to completion in a hybrid work environment.

The role requires approximately 2 years of mortgage experience; CeMAP is preferred, though candidates with relevant experience may be considered. Knowledge of affordability assessments and FCA regulations is essential.

Qualifications

• Approx. 2 years of relevant mortgage experience.
• Knowledge of affordability assessments, lending criteria and mortgage and protection products.
• Familiar with FCA regulatory requirements and compliance.

Responsibilities

• Assessing clients' financial circumstances, affordability and objectives to identify mortgage and protection options.
• Researching products and lending criteria across lenders.
• Completing client fact-finds and gathering supporting information.
• Preparing and submitting mortgage applications and documentation.
• Managing cases through the application process to completion.
• Maintaining regular contact with clients, lenders and stakeholders.
• Providing clear, timely updates throughout each case.

Skills

Mortgage knowledge

Client communication

CRM systems

Regulatory compliance

Education

CeMAP qualification

Tools

CRM systems

Job description

An exciting opportunity has arisen for a Mortgage Advisor / Mortgage Broker to join a well-established, professional financial services firm operating across the UK, providing bespoke protection solutions to a diverse client base.

As a Mortgage Advisor / Mortgage Broker, you will provide tailored mortgage and protection advice while managing client cases from initial enquiry through to completion.

This full-time role offers hybrid working options, salary range of £25,000 - £35,000 and benefits.

You will be responsible for:

• Assessing clients financial circumstances, affordability and objectives to identify suitable mortgage and protection options.
• Researching products and lending criteria across a range of lenders.
• Completing client fact-finds and gathering the required supporting information.
• Preparing and submitting mortgage applications and supporting documentation.
• Managing cases throughout the application process through to completion.
• Maintaining regular contact with clients, lenders and relevant stakeholders.
• Providing clear and timely updates throughout each case.
• Ensuring advice and case management meet regulatory and internal compliance requirements.

What we are looking for:

• Approx.2 years of relevant mortgage experience.
• Background in Buy-to-Let, Portfolio Landlords and Professional Investors.
• CeMAP qualification, but candidates without it may be considered if they have relevant experience.
• Knowledge of affordability assessments, lending criteria and mortgage and protection products
• Understanding of the UK mortgage market, lender products and FCA regulatory requirements
• Ability to use CRM systems and digital tools for research, record keeping and client communication
• Experience within financial services would be preferred.

The candidates from the following background will be considered:

• Mortgage Broker, Mortgage Adviser, Mortgage Advisor, Mortgage & Protection Adviser, Mortgage Specialist, Mortgage Consultant, Mortgage & Protection Broker or in a similar role.

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