Mortgage Advisor

Regional Recruitment Services; Maidstone; On-site; GBP 30,000 - 50,000; Full time

Job summary

Regional Recruitment Services is seeking an experienced Mortgage Advisor to join a dedicated property and financial services team covering Kent. You will guide clients through the mortgage process, from initial enquiry to completion, delivering tailored solutions and ensuring regulatory compliance.

The ideal candidate holds a CeMAP or equivalent, has strong knowledge of the residential mortgage market, and is confident working toward targets while maintaining excellent client relationships.

Qualifications

• CeMAP or equivalent mortgage advisory qualification.
• Strong communication and relationship-building skills.
• Knowledge of the residential mortgage market.
• Ability to assess affordability and lender criteria.

Responsibilities

• Conduct detailed client fact-finds to understand finances.
• Provide tailored mortgage advice based on client needs.
• Assess affordability and review financial positions.
• Research and recommend suitable mortgage products.
• Manage applications from initial advice to completion.
• Liaise with lenders, estate agents, solicitors and stakeholders.
• Keep clients updated throughout the mortgage process.
• Identify protection and insurance opportunities.
• Build and maintain strong client relationships.
• Follow up leads and maximise conversion opportunities.
• Work toward sales targets and maintain compliant files.
• Ensure all advice complies with FCA requirements.
• Keep up to date with market and lender criteria.

Skills

Client communication

Relationship building

Attention to detail

Regulatory compliance

Target driven

Education

CeMAP qualification

Job description

Mortgage Advisor Kent

We are looking for an experienced Mortgage Advisor to join an established property and financial services team covering Kent.

This is an excellent opportunity for a qualified mortgage professional who enjoys working directly with customers, providing tailored advice and converting opportunities into completed business.

You'll benefit from a strong lead-generation and administrative support structure, allowing you to focus on advising clients, progressing applications and delivering excellent customer outcomes.

The Role

As a Mortgage Advisor, you will guide customers through the mortgage process, from initial enquiry and fact-find through to application and completion.

Your responsibilities will include:

• Conducting detailed client fact-finds to understand financial circumstances and requirements
• Providing tailored mortgage advice based on individual client needs
• Assessing affordability and reviewing customers' financial positions
• Researching and recommending suitable mortgage products
• Managing applications from initial advice through to completion
• Liaising with lenders, estate agents, solicitors and other professional stakeholders
• Keeping clients updated throughout the mortgage process
• Identifying suitable protection and insurance opportunities
• Building and maintaining strong client relationships
• Following up leads and maximising conversion opportunities
• Working towards agreed sales and performance targets
• Maintaining accurate records and compliant client files
• Ensuring all advice is provided in accordance with FCA requirements
• Keeping up to date with changes in the mortgage market, lender criteria and regulatory requirements

About You

We're looking for a confident and customer-focused Mortgage Advisor with proven experience in the UK mortgage market.

You should have:

• CeMAP qualification or an equivalent recognised mortgage advice qualification
• Previous experience working as a Mortgage Advisor
• Strong knowledge of the residential mortgage market
• Good understanding of lender criteria and affordability requirements
• Proven ability to manage mortgage applications from advice through to completion
• Strong communication and relationship-building skills
• Excellent attention to detail and organisational abilities
• A proactive and commercially minded approach
• Confidence working towards targets and performance objectives
• Strong understanding of FCA compliance and responsible lending requirements
• A full UK driving licence would be advantageous depending on the working environment

The Ideal Candidate

The ideal candidate will be an experienced Mortgage Advisor who combines strong technical knowledge with excellent customer service.

You'll be confident dealing with customers, identifying suitable solutions and progressing applications efficiently, while maintaining a high standard of regulatory compliance.

This role would suit an experienced Mortgage Advisor, Senior Mortgage Advisor or Mortgage Consultant looking for their next opportunity across Kent.

If you're a qualified Mortgage Advisor looking for a new opportunity in Kent, we'd be interested in hearing from you.