Mortgage Advisor

Mortgage Advice Bureau (MAB); Liverpool City Region; Híbrido; GBP 60.000 - 120.000; Tempo parcial

Benefícios oferecidos por esta vaga

Hybrid working

Established client bank

Administrative support at application

Resumo da vaga

Mortgage Advice Bureau North West Limited is seeking an experienced Self-Employed Mortgage & Protection Adviser to join its St Helens team. You will support existing clients, review mortgages, and deliver tailored advice while building long-term relationships.

The role offers a client bank, hybrid working three office days per week, and an opportunity to develop a self-employed advisory business with strong commission potential.

Qualificações

• CeMAP or equivalent mortgage qualification.
• Competent Adviser Status.
• Experience as Mortgage & Protection Adviser.
• Comfortable working on a self-employed basis and managing your own diary.

Responsabilidades

• Contact existing customers approaching end of mortgage arrangements.
• Provide suitable mortgage and protection advice.
• Advise on remortgages and product transfers.
• Review existing protection arrangements and identify changes in needs.
• Recommend life insurance, critical illness and income protection solutions.
• Manage customer relationships for long-term retention.
• Follow up leads promptly and professionally.
• Develop opportunities through referrals and self-generated business.
• Prepare mortgage applications before handing to admin team.
• Maintain accurate customer and compliance records.
• Deliver excellent customer service throughout the process.

Conhecimentos

Mortgage advice

Protection advice

Client relationships

Remortgages

Self-employed

Formação

CeMAP or equivalent

Competent Adviser Status

Descrição da vaga

Self-Employed Mortgage & Protection Retention Adviser

Mortgage Advice Bureau North West Limited

Location: St Helens Chamber, Salisbury Street, St Helens, WA10 1FY

Working pattern: Hybrid, including three office-based days per week

Contract: Self-employed

Commission: 40% on supplied opportunities and 70% on self-generated business

The opportunity

Mortgage Advice Bureau North West Limited is looking for an experienced Mortgage & Protection Adviser to join its team in St Helens. This is a retention-focused position offering access to an established client bank. You will help existing customers review their mortgage arrangements and protection needs, delivering suitable advice and developing long-term relationships.

Key responsibilities

• Contacting existing customers approaching the end of their mortgage arrangements
• Providing suitable mortgage and protection advice
• Advising customers on remortgages, product transfers and other appropriate mortgage options
• Reviewing existing protection arrangements and identifying any changes in customer needs
• Recommending suitable life insurance, critical illness and income protection solutions
• Managing customer relationships and encouraging long-term retention
• Following up supplied leads promptly and professionally
• Developing additional opportunities through referrals and self-generated business
• Completing comprehensive fact-finds and suitability assessments
• Preparing mortgage applications before handing cases to the administrative team
• Maintaining accurate customer and compliance records
• Delivering an excellent customer experience throughout the advice process

About you

We would like to hear from candidates who:

• Hold CeMAP or an equivalent recognised mortgage qualification
• Are qualified and competent to provide mortgage and protection advice
• Have achieved Competent Adviser Status
• Have previous experience as a Mortgage & Protection Adviser
• Are confident advising on remortgages and product transfers
• Can identify and convert opportunities from an established client bank
• Have a strong understanding of mortgage and protection products
• Build lasting relationships with customers
• Are comfortable working on a self-employed basis
• Can manage their own diary, pipeline and business activity
• Are motivated to develop self-generated opportunities
• Can attend the St Helens office three days each week
• Deliver consistently high standards of customer service and compliance

The package

• 40% commission on company-provided opportunities
• 70% commission on self-generated business
• Access to an established customer back book
• Administrative support at the mortgage application stage
• Hybrid working
• Access to Mortgage Advice Bureau systems
• The backing of a recognised national mortgage network
• Freedom to develop your own client bank and referral relationships
• Genuine scope to grow a successful self-employed advice business

Working arrangements

The successful adviser will work from the St Helens office three days per week, with flexibility to work remotely for the remainder of the week. Access to Mortgage Advice Bureau systems will be provided. As this is a self-employed position, you will need to supply your own suitable computer, telephone and other equipment required to perform the role.

Why join Mortgage Advice Bureau North West?

This is an excellent opportunity for an experienced adviser who wants to build a self-employed business without relying entirely on self-generated leads.

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