Mortgage Adviser

RecruitmentService.uk; Whiteley; On-site; GBP 25,000 - 30,000; Full time

Benefits offered by this job

Competitive salary

Flexible working options

Professional development and career

Supportive and collaborative team

Job summary

Park Gate (Mortgage and Protection) Ltd is seeking a Mortgage Adviser to provide tailored mortgage and protection guidance to clients, helping them achieve their financial goals. You will offer comprehensive advice on residential and Buy to Let mortgages, remortgages, and product transfers on an advised basis, while maintaining FCA compliance and strong customer care.

The role requires 1-2 years of advisory experience, CeMAP or equivalent, and a valid UK driving licence.

Qualifications

• 1-2 years of experience in a mortgage and protection advisory role, preferably with Full CeMAP or industry equivalent qualification.
• Strong understanding of FCA regulations and the importance of Consumer Duty.
• Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients.
• Proactive, motivated, and committed to continuous learning and development.
• An existing client bank would be advantageous but not essential.
• A Full UK driving licence and access to your own vehicle.

Responsibilities

• Provide comprehensive mortgage advice to new and existing clients, understanding their needs and offering solutions that best meet their financial goals.
• Provide advice and recommendation on residential mortgages, Buy to Let mortgages, remortgages, product transfers all on advised basis.
• Maintain thorough knowledge of the market, including lender criteria, protection products, and regulatory requirements, to provide the best possible advice to clients.
• Ensure full compliance with FCA regulations and the principles of Consumer Duty, upholding the highest standards of conduct and customer care.
• Manage and develop relationships with clients, providing exceptional service that encourages repeat business and referrals.
• Work effectively within the team and contribute to the ongoing development and success of the business.

Skills

Mortgage advisory

Regulatory awareness

Client communication

Proactive learner

Education

CeMAP or industry equivalent

Job description

Job Title: Mortgage Adviser

Location: Whiteley, Hampshire

Contract Type: Full-Time/Part-Time (Flexible)

Salary: Salary circa £27,500 per annum plus performance-related bonus (Salary pro-rata for part-time).

About Us:

Park Gate (Mortgage and Protection) Ltd is a leading financial services provider specialising in mortgage and protection advice to a diverse range of clients. We pride ourselves on our commitment to excellence, customer service, and upholding the highest standards of regulatory compliance. As we continue to grow, we're looking for a dedicated Mortgage Adviser to join our team.

The Role:

As a Mortgage Adviser, you'll play a crucial role in supporting our clients through their mortgage needs, ensuring they receive tailored advice that's in their best interests. You'll be instrumental in maintaining and enhancing our reputation for providing expert advice, driven by integrity, professionalism, and a deep understanding of the financial services landscape.

Key Responsibilities:

• Provide comprehensive mortgage advice to new and existing clients, understanding their needs and offering solutions that best meet their financial goals.
• Provide advice and recommendation on residential mortgages, Buy to Let mortgages, remortgages, product transfers all on advised basis.
• Maintain thorough knowledge of the market, including lender criteria, protection products, and regulatory requirements, to provide the best possible advice to clients.
• Ensure full compliance with FCA regulations and the principles of Consumer Duty, upholding the highest standards of conduct and customer care.
• Manage and develop relationships with clients, providing exceptional service that encourages repeat business and referrals.
• Work effectively within the team and contribute to the ongoing development and success of the business.

About You:

• 1-2 years of experience in a mortgage and protection advisory role, preferably with Full CeMAP or industry equivalent qualification.
• Strong understanding of FCA regulations and the importance of Consumer Duty.
• Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients.
• Proactive, motivated, and committed to continuous learning and development.
• An existing client bank would be advantageous but not essential.
• A Full UK driving licence and access to your own vehicle.

Benefits:

• Competitive salary
• Flexible working options to accommodate both full-time and part-time preferences.
• Opportunities for professional development and career progression.
• A supportive and collaborative team environment.