Merchant Onboarding & Risk Coordinator | Hybrid

UNIPaaS; Greater London; Hybrid; GBP 35,000 - 52,000; Full time

Benefits offered by this job

Hybrid work

Fast-growing company

Exposure to leading providers

Career progression opportunities

Job summary

UNIPaaS is seeking an Underwriting Coordinator to join our Risk & Compliance team in London. You will support merchant onboarding, perform KYC/AML checks, and conduct ongoing monitoring to ensure compliance with regulatory obligations and acquirer requirements.

The role requires strong analytical skills, meticulous attention to detail, and the ability to collaborate across internal teams and external partners in a fast-paced payments environment.

Qualifications

• Minimum of two years in the payments industry (fintech or embedded payments preferred).
• Knowledge of KYC, AML, sanctions screening, PEP reviews, fraud, and chargebacks.
• Strong analytical and written/verbal communication skills.
• Ability to work across internal teams and external partners in a fast-paced environment.

Responsibilities

• Support end-to-end merchant onboarding with document collection, verification, and risk assessment.
• Conduct KYC and Enhanced Due Diligence on merchants, directors, and UBOs.
• Perform sanctions, PEP, and adverse media screening.
• Review merchant business models, ownership, risk categories, and payment flows.
• Liaise with acquirers and banking partners to resolve onboarding queries and escalations.
• Support transaction limit reviews, financial assessments, and credit risk analysis.
• Carry out ongoing monitoring including periodic reviews and fraud analysis.
• Maintain accurate records, audit trails, and supporting documentation.
• Escalate suspicious activity to the Compliance team.
• Contribute to underwriting workflow improvements.

Skills

Analytical skills

Attention to detail

Communication skills

Team collaboration

Organisational skills

Adaptability

Risk assessment

Learning mindset

Education

Degree in a relevant field

Job description

UNIPaaS is seeking an Underwriting Coordinator to join our Risk & Compliance team in London. You will support merchant onboarding, perform KYC/AML checks, and conduct ongoing monitoring to ensure compliance with regulatory obligations and acquirer requirements.

The role requires strong analytical skills, meticulous attention to detail, and the ability to collaborate across internal teams and external partners in a fast-paced payments environment.