Lending Delivery Lead – Cloud Transformation

Atom bank; Newcastle upon Tyne; Hybrid; GBP 108,000 - 132,000; Full time

Benefits offered by this job

Salary up to £120k

Hybrid working in Newcastle

Car Allowance

4‑day work week

Discretionary cash bonus

Pension scheme

22.5 days annual leave

Private Medical Insurance

Health Cash Plan

Life Insurance & Critical illness

All about me fund

EV Scheme

Job summary

Atom bank in the UK is seeking a Head of Delivery for the Lending Value Stream. You will own technology change across Residential Mortgages and Commercial Lending, leading cross‑functional teams and guiding the migration to a cloud‑native core engine.

You will partner with Commercial, Product and Architecture, balance delivery with strategic evolution, and report to ExCo and the Board to drive performance, governance and modern engineering practices.

Qualifications

• Significant experience leading a large technology delivery area within a fast-paced environment.
• Deep understanding of modern, scalable, cloud-native architectures, ideally with experience migrating core banking, payments, or lending platforms.
• Expertise in systems thinking, flow metrics, Lean, and modern software delivery principles.
• Hands-on experience managing major 3rd-party SaaS/vendor partnerships alongside in-house software engineering teams.
• Outstanding communication and relationship-building skills, with the confidence and credibility to reassure executive stakeholders and board members.
• Domain knowledge in Residential Mortgages, Commercial Lending, or regulated retail banking is desirable but not essential.
• Based near or willing to travel regularly to the Newcastle office.

Responsibilities

• Lead, inspire, and grow cross-functional technical teams to build products that colleagues and customers love.
• Partner with Commercial, Product, and Architecture teams to create and execute a 24-month technology roadmap, including core engine migration.
• Serve as a trusted technology leader for senior leadership, ExCo, and the Board – managing expectations and reporting.
• Manage complex 3rd-party SaaS software providers alongside internal engineering practices to optimise delivery pace and resilience.
• Oversee Run/Opex and Change/Capex budgets for the Lending value stream and ensure regulatory compliance.
• Drive operational efficiency and embed modern engineering practices (CI/CD, automated testing, DevOps).

Skills

Leadership

Cloud-native architecture

Vendor management

Executive stakeholder communication

Job description

Atom bank in the UK is seeking a Head of Delivery for the Lending Value Stream. You will own technology change across Residential Mortgages and Commercial Lending, leading cross‑functional teams and guiding the migration to a cloud‑native core engine.

You will partner with Commercial, Product and Architecture, balance delivery with strategic evolution, and report to ExCo and the Board to drive performance, governance and modern engineering practices.