Lead Product Manager, EWA

present of AI; United Kingdom; Hybrid; GBP 90,000 - 130,000; Full time

Job summary

Cleo is seeking a Product Lead to steer a squad building credit features, including earned wage access and pay-later options, inside a conversational AI money app. You spot customer needs, prototype quickly, and turn ideas into polished mobile experiences with design and engineering collaboration.

A strong candidate has several years in consumer fintech, is comfortable digging into data, and builds clear business cases to win stakeholder support.

Qualifications

• Several years of experience in consumer fintech.
• Ability to analyze data to support decisions.
• Strong business-case and stakeholder management skills.

Responsibilities

• Lead a squad building Cleo's credit features within the app.
• Prototype rapidly and test ideas with design and engineering.
• Translate customer needs into polished mobile experiences and measurable outcomes.

Skills

Fintech product experience

Job description

This role leads a squad building Cleo's credit products, which include earned wage access and pay later features. It asks for someone who can spot customer needs, test ideas quickly and turn them into polished mobile experiences with design and engineering. A strong candidate has several years in consumer fintech, is comfortable digging into data, and can build a clear case that wins over stakeholders.

How it fits the AI era

AI can speed up research, prototyping and data analysis, so a product lead can test more ideas in less time. Cleo is built around an AI assistant, so credit features are likely to sit inside a conversation with the user. The human part stays central: judging what is fair for users, weighing risk against growth, and making sure lending stays responsible and does not push people toward costly debt.

How it builds AI experience

Working here would mean shaping credit features inside a conversational AI product used by millions of people. A candidate can build relevant experience by prototyping small AI-assisted money experiences, running experiments on how people respond to them, and learning how risk models and user guidance work together in lending.

Worth showing

• Mobile fintech product work
• Experiment-led improvements
• Credit or lending knowledge
• Clear business cases

This is our own read, written from the employer's posting and the company's Spotlight. The employer's posting is the source of truth for the role.

About Cleo

Conversational artificial intelligence financial assistant for personal budgeting, credit building, and savings management.