LEAD PRICING ANALYST – TRAVEL INSURANCE | 30145

The Emerald Group Ltd, Search and Selection; Greater London; On-site; GBP 90,000 - 130,000; Full time

Job summary

The Emerald Group Ltd, Search and Selection is seeking a senior pricing professional to lead pricing strategy for travel insurance in the UK. You will develop models, employ advanced techniques (GLMs, ML), and use Emblem and Radar to test and refine approaches.

Collaboration with underwriting and product teams is essential. You will drive market insights, produce regular pricing reports, and ensure regulatory compliance with FCA pricing reforms while mentoring junior analysts and promoting an

Qualifications

• Bachelor's degree in Finance, Economics, Mathematics or related field.
• Strong analytical skills with data analysis experience.
• Actuarial or data science background in UK general insurance.
• Hands-on experience building and refining pricing models (GLMs essential; ML desirable).
• Familiarity with Emblem, Radar, Python, R, or SQL.
• Solid understanding of UK insurance regulatory environment, especially FCA pricing reforms.

Responsibilities

• Pricing Strategy Development: lead creation and implementation of pricing models for travel insurance across risk and retail, balancing commercial goals with fairness and regulatory compliance.
• Pricing Innovation: drive innovation in pricing techniques (GLMs, ML, data enrichment) with transparent methods.
• Software Utilisation: use Emblem and Radar (Live) to develop, test, refine pricing models.
• Market Research: perform competitive analysis to understand market positioning and areas for improvement.
• Reporting: prepare and present pricing performance, market trends, and recommendations to senior management.
• Collaboration: work with Underwriting, Marketing, Claims and Product teams to align pricing with business objectives.
• Regulatory Compliance: ensure strategies comply with FCA pricing reforms and related standards.
• Champion team wellbeing, inclusion, and growth: mentor analysts and participate in company initiatives.

Skills

Excel

SQL

Python

R

GLMs

Pricing models

Machine learning

Education

Bachelor's degree

Tools

Emblem

Radar

Python

R

SQL

Job description

Overview

Key responsibilities including however, not limited to the following:

• Pricing Strategy Development: Lead the creation and implementation of pricing models and strategies for travel insurance products across both risk and retail, balancing commercial focus with customer fairness and regulatory compliance (FCA, Pricing Practices, etc.)
• Pricing Innovation: Drive innovation in pricing techniques (GLMs, machine learning, data enrichment, etc.) while ensuring clarity and transparency in methods used
• Software Utilisation: Utilise tools such as Emblem and Radar (Live) to develop, test, and refine pricing algorithms and models
• Market Research: Conduct competitive analysis to understand market positioning and identify areas for improvement
• Reporting: Prepare and present regular reports on pricing performance, market trends, and recommendations to senior management
• Collaboration: Work closely with Underwriting, Marketing, Claims and Product teams to ensure pricing strategies align with business objectives
• Champion team wellbeing, inclusion, and growth: mentor and develop junior team members with empathy and active support. Embed a feedback-driven culture and regularly participate in company-wide initiatives that support wellbeing, collaboration, and social responsibility
• Regulatory Compliance: Ensure pricing strategies comply with relevant regulations and industry standards

Qualifications Required

• A Bachelor’s degree in Finance, Economics, Mathematics, or a related field

Experience Required

• Strong analytical skills and experience in data analysis tools (e.g., Excel, SQL, R/Python desirable)
• A background in actuarial or data science within UK general insurance
• Hands-on experience in building and refining pricing models (GLMs essential; machine learning desirable)
• Familiarity with tools such as Emblem, Radar, Python, R, or SQL
• Solid understanding of the UK insurance regulatory environment, especially FCA pricing reforms
• Proven ability to coach and inspire analysts of varying levels