Lead Credit Risk Analyst, Porfolio and or Forecasting

JR United Kingdom; City Of London; Hybrid; GBP 60,000 - 90,000; Full time

Job summary

A leading consumer lending organization is seeking a Lead Credit Risk Analyst to drive credit risk analytics and forecasting initiatives. This hybrid role requires expertise in data analysis and stakeholder communication, with flexibility for work-life balance. Join a team committed to enhancing portfolio performance and decision-making.

Qualifications

• 3+ years’ experience in Credit Risk portfolio analysis.
• Proficiency in advanced analytics tools like SAS, R, Python.
• Experience in developing and validating Credit Models.

Responsibilities

• Leverage analytics tools to extract insights on portfolio performance.
• Monitor performance and develop reports for operational strategies.
• Design and implement forecasting models for credit portfolios.

Skills

Data Analysis

Communication

Attention to Detail

Tools

SAS

R

Python

Job description

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Lead Credit Risk Analyst, Portfolio and/or Forecasting, London (City of London)

Client:

InterQuest Group

Location:

London (City of London), United Kingdom

Job Category:

Other

EU work permit required: Yes

Job Views:

2

Posted:

16.06.2025

Expiry Date:

31.07.2025

Job Description:

Are you passionate about data-driven decision-making and eager to influence strategic outcomes? We are seeking a dynamic Lead Credit Risk Analyst to drive our credit risk analytics and forecasting initiatives for this consumer lending organization.

Location: Various including London, Hampshire, or Yorkshire

Type: Permanent, Full-time

Work Pattern: Hybrid (typically 2 days/week in-office) with flexible arrangements to support work-life balance

Your Mission

As a Lead Credit Risk Analyst, you'll be instrumental in:

• Data Analysis & Insights: Leveraging advanced analytics tools (SAS, R, Python) to extract actionable insights on portfolio performance, risk exposure, and credit quality.
• Performance Monitoring: Tracking and assessing portfolio performance, developing reports to inform operational strategies and adjust forecasts.
• Forecasting Models: Designing and implementing advanced forecasting models for key portfolios (credit cards, loans, vehicle finance) to predict trends, risks, and opportunities.
• Stakeholder Communication: Presenting findings and recommendations to senior management to influence strategic decisions.
• Collaboration: Working cross-functionally with teams in risk management, finance, product development, and operations to ensure alignment with business goals.
• Continuous Improvement: Enhancing portfolio monitoring, reporting, and forecasting methodologies to improve accuracy and decision-making.

What We're Looking For

• 3+ years’ experience in Credit Risk portfolio analysis or a related field within the consumer credit industry.
• Proficiency in advanced analytics tools (SAS, R, Python).
• Proven ability to lead and develop analytical teams, prioritize tasks, and provide strategic guidance.
• Expertise in translating complex data into business insights and communicating findings effectively to non-technical and senior stakeholders.
• Ability to anticipate trends and adjust forecasting strategies based on emerging data and market conditions.
• Strong attention to detail and a passion for accuracy in performance monitoring.
• Background in IFRS9 impairments.
• Experience in developing, validating, or monitoring Credit Models (impairment, stress testing, forecasting).

Ready to take the lead in shaping the future of credit risk analytics? Apply now and be part of a team that's driving change!