Lead Credit Risk Analyst, Porfolio and or Forecasting

JR United Kingdom; London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading consumer lending organization is seeking a Lead Credit Risk Analyst in London. This role focuses on driving credit risk analytics and forecasting initiatives, requiring expertise in data analysis and advanced analytics tools. Join a dynamic team to influence strategic outcomes and improve decision-making processes.

Qualifications

• 3+ years’ experience in Credit Risk portfolio analysis.
• Proficiency in advanced analytics tools (SAS, R, Python).
• Expertise in translating complex data into business insights.

Responsibilities

• Leverage advanced analytics tools to extract insights on portfolio performance.
• Design and implement advanced forecasting models for key portfolios.
• Present findings and recommendations to senior management.

Skills

Data Analysis

Forecasting

Stakeholder Communication

Continuous Improvement

Attention to Detail

Tools

SAS

R

Python

Job description

Social network you want to login/join with:

Lead Credit Risk Analyst, Portfolio and/or Forecasting, London

Client:

InterQuest Group

Location:

London, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

3

Posted:

23.05.2025

Expiry Date:

07.07.2025

Job Description:

Are you passionate about data-driven decision-making and eager to influence strategic outcomes? We're seeking a dynamic Lead Analyst to drive our credit risk analytics and forecasting initiatives for this consumer lending organisation.

Location: Various including London, Hampshire or Yorkshire

Type: Permanent, Full-time

Work Pattern: Hybrid (typically 2 days/week in-office) with flexible arrangements to support work-life balance

Your Mission

As a Lead Credit Risk Analyst, you'll be instrumental in:

• Data Analysis & Insights: Leveraging advanced analytics tools (SAS, R, Python) to extract actionable insights on portfolio performance, risk exposure, and credit quality.
• Performance Monitoring: Tracking and assessing portfolio performance, developing reports to inform operational strategies and adjust forecasts.
• Forecasting Models: Designing and implementing advanced forecasting models for key portfolios (credit cards, loans, vehicle finance) to predict trends, risks, and opportunities.
• Stakeholder Communication: Presenting findings and recommendations to senior management to influence strategic decisions.
• Collaboration: Working cross-functionally with teams in risk management, finance, product development, and operations to ensure alignment with business goals.
• Continuous Improvement: Enhancing portfolio monitoring, reporting, and forecasting methodologies to improve accuracy and decision-making.

What We're Looking For

• 3+ years’ experience in Credit Risk portfolio analysis or a related field within the consumer credit industry.
• Proficiency in advanced analytics tools (SAS, R, Python).
• Proven ability to lead and develop analytical teams, prioritize tasks, and provide strategic guidance.
• Expertise in translating complex data into business insights and communicating findings effectively to non-technical and senior stakeholders.
• Ability to anticipate trends and adjust forecasting strategies based on emerging data and market conditions.
• Strong attention to detail and a passion for accuracy in performance monitoring.
• Background in IFRS9 impairments.
• Experience in developing, validating, or monitoring Credit Models (impairment, stress testing, forecasting).

Ready to take the lead in shaping the future of credit risk analytics? Apply now and be part of a team that's driving change!