Lead Credit Risk Analyst, Porfolio and or Forecasting

JR United Kingdom; Slough; Hybrid; GBP 50,000 - 75,000; Full time

Job summary

A leading company in consumer lending is seeking a Lead Credit Risk Analyst to drive analytics and forecasting initiatives. The role involves data analysis, developing forecasting models, and presenting insights to influence strategic decisions. Ideal candidates will have over 3 years of experience and proficiency in advanced analytics tools like SAS, R, and Python. This hybrid position offers flexibility to support work-life balance.

Qualifications

• 3+ years experience in Credit Risk portfolio analysis or related field.
• Proficiency in SAS, R, Python for advanced analytics.
• Ability to lead and develop analytical teams.

Responsibilities

• Leveraging advanced analytics tools to extract insights on portfolio performance.
• Designing and implementing advanced forecasting models for key portfolios.
• Communicating findings effectively to senior management.

Skills

Data Analysis

Forecasting

Stakeholder Communication

Collaboration

Continuous Improvement

Education

3+ years’ experience in Credit Risk portfolio analysis

Background in IFRS9 impairments

Tools

SAS

R

Python

Job description

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Lead Credit Risk Analyst, Porfolio and or Forecasting, slough

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Client:

InterQuest Group

Location:

slough, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

4

Posted:

31.05.2025

Expiry Date:

15.07.2025

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Job Description:

Are you passionate about data-driven decision-making and eager to influence strategic outcomes? ? We're seeking a dynamic Lead Analyst to drive our credit risk analytics and forecasting initiatives for this consumer lending organisation.

? Location: Various including London, Hampshire or Yorkshire

? Type: Permanent, Full-time

? Work Pattern: Hybrid (typically 2 days/week in-office) with flexible arrangements to support work-life balance

? Your Mission

As a Lead Credit Risk Analyst, you'll be instrumental in:

• ? Data Analysis & Insights: Leveraging advanced analytics tools (SAS, R, Python) to extract actionable insights on portfolio performance, risk exposure, and credit quality.
• ? Performance Monitoring: Tracking and assessing portfolio performance, developing reports to inform operational strategies and adjust forecasts.
• ? Forecasting Models: Designing and implementing advanced forecasting models for key portfolios (credit cards, loans, vehicle finance) to predict trends, risks, and opportunities.
• ?️ Stakeholder Communication: Presenting findings and recommendations to senior management to influence strategic decisions.
• ? Collaboration: Working cross-functionally with teams in risk management, finance, product development, and operations to ensure alignment with business goals.
• ? Continuous Improvement: Enhancing portfolio monitoring, reporting, and forecasting methodologies to improve accuracy and decision-making.

? What We're Looking For

• 3+ years’ experience in Credit Risk portfolio analysis or a related field within the consumer credit industry.
• ? Proficiency in advanced analytics tools (SAS, R, Python).
• ? Proven ability to lead and develop analytical teams, prioritize tasks, and provide strategic guidance.
• ?️ Expertise in translating complex data into business insights and communicating findings effectively to non-technical and senior stakeholders.
• ? Ability to anticipate trends and adjust forecasting strategies based on emerging data and market conditions.
• ? Strong attention to detail and a passion for accuracy in performance monitoring.
• ? Background in IFRS9 impairments.
• ?️ Experience in developing, validating, or monitoring Credit Models (impairment, stress testing, forecasting).

Ready to take the lead in shaping the future of credit risk analytics? Apply now and be part of a team that's driving change!