Lead Credit Decisioning Specialist – SME Lending

Martin Veasey Talent Solutions; England; On-site; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Annual performance bonus

Private healthcare

Enhanced pension contributions

Life assurance

Job summary

Martin Veasey Talent Solutions is looking for a Credit Decisioning Specialist based in Northampton to play a central role in commercial credit functions. This role demands a blend of credit judgment and analytical skills, allowing the successful candidate to assess complex lending applications with genuine decision-making authority.

The ideal applicant will have significant experience in SME lending, an understanding of automated credit models, and the ability to work collaboratively within a data-centric environment. Salary ranges from £50,000 to £70,000, plus comprehensive benefits including a performance bonus and private healthcare.

Qualifications

• Proven experience in SME lending and commercial credit.
• Strong analytical capability to interpret financial data.
• Experience with automated decisioning environments.

Responsibilities

• Underwrite complex SME and commercial lending applications.
• Evaluate financial statements and credit bureau data.
• Contribute analytical insight to credit model refinement.
• Manage exceptions and non-standard cases.

Skills

SME lending

Commercial credit

Analytical capability

Automated decisioning environments

Credit scorecards

Education

Degree-educated or equivalent

Job description

Martin Veasey Talent Solutions is looking for a Credit Decisioning Specialist based in Northampton to play a central role in commercial credit functions. This role demands a blend of credit judgment and analytical skills, allowing the successful candidate to assess complex lending applications with genuine decision-making authority.

The ideal applicant will have significant experience in SME lending, an understanding of automated credit models, and the ability to work collaboratively within a data-centric environment. Salary ranges from £50,000 to £70,000, plus comprehensive benefits including a performance bonus and private healthcare.