Senior Decision Scientist: SME Lending, Hybrid UK

Datatech Analytics; United Kingdom; Hybrid; GBP 80,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Job summary

Datatech Analytics is seeking a Senior Decision Scientist to drive advanced decisioning in the SME lending space. You will own end-to-end modelling, from data exploration to production deployment, shaping underwriting and pricing through analytic excellence.

Join a growing UK fintech team, collaborating with Data and Risk to transform lending decisions with innovative modelling and data sources. Hybrid work in the UK with office days.

Qualifications

• Strong ML experience in lending, SME lending essential.
• Strong consumer lending and credit risk knowledge.
• Excellent Python and SQL skills.
• Proven experience delivering models from development to production.
• Experience in fintech, financial services or automated decisioning.
• Understanding of UK credit risk, regulation and model governance.
• Strong communication skills with stakeholders.
• Commercially minded with ownership.

Responsibilities

• Develop and deploy ML and statistical models across credit risk, affordability and pricing.
• Own the full modelling lifecycle: data exploration, feature engineering, development, validation and deployment.
• Build and enhance automated credit decisioning strategies for SME lending.
• Develop model monitoring frameworks and performance dashboards.
• Introduce new data sources and challenger models with experimentation (A/B testing).
• Translate analytical findings into actionable business recommendations.
• Collaborate with Data and Risk teams to influence underwriting strategy and portfolio performance.

Skills

Machine learning

Credit risk

Lending

Model governance

Data analytics

Stakeholder communication

Product ownership

End-to-end modelling

Tools

Python

SQL

Job description

Datatech Analytics is seeking a Senior Decision Scientist to drive advanced decisioning in the SME lending space. You will own end-to-end modelling, from data exploration to production deployment, shaping underwriting and pricing through analytic excellence.

Join a growing UK fintech team, collaborating with Data and Risk to transform lending decisions with innovative modelling and data sources. Hybrid work in the UK with office days.