Lead Commercial Portfolio Underwriter, Growth & Strategy

Admiral Group; Cardiff; Hybrid; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Share scheme

33 days holiday

Learning & development

Flexible hybrid working

Great Place to Work

Job summary

Admiral Group is seeking a senior Commercial Underwriter to own the performance of a UK Commercial Combined portfolio, balancing growth and profitability. You’ll partner with Pricing, Product and Data to refine strategies and drive smarter underwriting decisions in a fast-paced environment.

Join a collaborative team where underwriting expertise, technology and broker relationships shape the next generation of Admiral’s Commercial proposition. Hybrid working is offered with a Cardiff-based setup.

Qualifications

• Proven experience underwriting UK Commercial business, ideally across Commercial Package and/or SME products.
• Strong technical knowledge across Property & Casualty risks, with exposure to Professional Indemnity being an advantage.
• Experience working with Pricing, Data or Portfolio teams to analyse performance and inform underwriting strategy.
• Excellent underwriting judgement, balancing risk, pricing and commercial outcomes.
• A good understanding of FCA regulation and the UK Commercial insurance market.
• Strong organisational skills, with the ability to manage multiple priorities.

Responsibilities

• Own the performance of a portfolio of UK Commercial Combined business, balancing growth, profitability and customer outcomes. (Primarily across Property & Casualty lines)
• Shape underwriting appetite, referral strategies and portfolio governance.
• Partner with Pricing to refine rating models, optimise pricing and improve portfolio performance.
• Work alongside Product to evolve our Commercial proposition, influencing product design and coverage enhancements.
• Use underwriting data, claims insight and market trends to identify opportunities and support strategic decision-making.
• Build and develop strong relationships with regional brokers, driving profitable and sustainable growth.
• Act as a technical expert within the team, supporting colleagues and helping to embed underwriting best practice.
• Help build a scalable, data-led underwriting capability that supports Admiral's long-term ambitions in the Commercial market.

Skills

UK Commercial underwriting

Portfolio management

Pricing collaboration

Data-driven decisions

Broker relationships

Regulatory knowledge

Strategic thinking

Adaptability

Job description

Admiral Group is seeking a senior Commercial Underwriter to own the performance of a UK Commercial Combined portfolio, balancing growth and profitability. You’ll partner with Pricing, Product and Data to refine strategies and drive smarter underwriting decisions in a fast-paced environment.

Join a collaborative team where underwriting expertise, technology and broker relationships shape the next generation of Admiral’s Commercial proposition. Hybrid working is offered with a Cardiff-based setup.