Junior Credit Analyst - Private Credit

Octus; Greater London; On-site; GBP 45,000 - 75,000; Full time

Benefits offered by this job

Health benefits

Pension plan

Paid time off

Gym subsidies

Educational reimbursements

Recognition programs

Job summary

Octus is seeking a credit analyst to focus on leverage loan situations across the credit lifecycle, primarily analyzing European primary loan issues with occasional U.S. coverage.

The role sits in a fourteen-person team handling performing and distressed credits, publishing research with investment ideas. You will conduct fundamental credit analysis, build forward-looking models, and collaborate with lawyers and other teams to deliver research to asset managers, hedge funds, and banks.

Qualifications

• Minimum 1+ years of credit research experience in buy side, sell side or rating agency.
• Experience in financial analysis and cash flow projections.
• Excellent written and oral communication; reports can be 20–30 pages.
• Familiarity with AI tools and eagerness to learn.
• Fluency in Excel.

Responsibilities

• Conduct fundamental credit analysis and forward-looking models to generate actionable ideas.
• Prepare deep-dive analyses on loan issuers with credit strengths/risks and industry comparisons.
• Maintain dialogue with team and track trends across sectors relevant to cases.
• Cover a portfolio of performing leveraged loan borrowers across lifecycle and lead primary analyses.

Skills

Credit analysis

Financial analysis

Cash flow projections

Written communication

AI tools familiarity

Excel

Tools

Excel

Job description

Octus is a leading global provider of credit intelligence, data, and analytics. Since 2013, tens of thousands of professionals across hedge fund, investment banking, management consulting, and law firm verticals have come to rely on Octus to make better, faster, and more confident decisions in pace with the fast-moving credit markets.
For more information, visit: https://octus.com/

Working at Octus

Octus hires growth-minded innovators and trailblazers across the globe to drive our business and culture. Our core values – Action Oriented, Customer First Mindset, Effective Team Players, and Driven to Excel – define an organizational ethos that’s as high-performing as it is human. Among other perks, Octus employees enjoy competitive health benefits, matched 401k and pension plans, PTO, generous parental leave, gym subsidies, educational reimbursements for career development, recognition programs, and much more.

Role

We are looking for a credit analyst who is keen to work on the leverage loan situations across the credit lifecycle, mainly primary analysis of loans in the broadly syndicated loan market. The priority is the European market, but the analyst will also cover US names occasionally . The analyst will be a part of a team of fourteen analysts covering both performing and distressed credits.

We are seeking analysts experienced with primary new loans and performing credit coverage, or distressed debt and restructuring coverage. The analysts will be responsible for publishing credit research reports with actionable investment ideas, focusing on fundamental credit analysis, relative value analysis, and valuation.

The role provides the opportunity to collaborate with our lawyers and other groups in generating cross-disciplinary research and analysis for our subscribers, which include top institutional asset managers, hedge funds, investment banks, trading desks, and financial and legal advisors. The role involves a high degree of client interaction.

Responsibilities

• Conduct fundamental credit analysis, relative value analysis and build forward looking credit models with an aim of producing actionable investment ideas for our subscribers
• Prepare and write “deep dive” analysis on corporate loan issuers that include detailed discussions of key credit strengths, key credit risks, industry comparisons with publicly traded competitors, historical industry metrics, and historical transaction analysis of similar business for valuation analysis.
• As a member of the team, you will also be expected to maintain an active dialogue with team members and follow trends in various sectors that may be relevant for your next cases to analyze.
• Over time, ensure coverage of a portfolio of performing leveraged loan borrowers across different stages of lifecycle and lead primary analysis work

Requirements

• Minimum of 1+ years of credit research experience from buy side, sell side or rating agency, with significant time spent in either a client-facing or decision-making role
• Experience should include financial analysis, building cash flow projections, and understanding capital structures
• Possess very strong technical and analytical skills as well as excellent written and oral communication abilities. Extensive writing is required, and excellence in written communication is a critical prerequisite. Reports are typically 20-30 pages of detailed writing and analysis.
• Familiarity with AI tools and an eagerness to learn
• Fluency in Excel

Octus is committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, pregnancy, veteran status, or any other legally protected status. We strive to create an inclusive and diverse work environment where all individuals are valued, respected, and treated fairly. We believe that diversity enriches our workplace and enhances our ability to innovate and succeed.