Investment Risk Analyst - Lending

JR United Kingdom; London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading banking institution is seeking a Lending Value Analyst to enhance lending value methodologies for financial securities. The role involves collaboration across teams to develop data-driven proposals and support operational changes, ensuring compliance and client focus.

Qualifications

• Understanding of market risk associated with financial securities.
• Experience in private banking lending, especially Lombard lending.

Responsibilities

• Collaborate with stakeholders to improve lending value methodologies.
• Lead methodology reviews through governance and approval processes.
• Support the delivery of scalable, compliant, and client-focused solutions.

Skills

Credit Risk

Financial Analysis

Market Risk

Job description

Job Description:

My client, a leading banking institution, is looking for a dynamic and analytical individual to join the product development team as a Lending Value Analyst. This role involves defining and enhancing lending value methodologies for financial securities used as collateral in Lombard lending.

What You’ll Do:

• Collaborate with stakeholders across the business—including Credit Risk, Bankers, and Credit Specialists—to design, review, and improve lending value methodologies.
• Apply your understanding of credit risk to develop data-driven proposals.
• Lead methodology reviews through governance and approval processes with clarity and confidence.
• Partner with Technology and Operations teams to support operational changes and ensure seamless implementation of methodologies.
• Support the delivery of scalable, compliant, and client-focused solutions across functional teams.
• Develop and manage specific financial products and services, providing expertise and bridging gaps between product development, marketing, sales, and customer service.

What You Bring:

• Understanding of market risk associated with financial securities including equities, bonds, funds, and structured products.
• Skills in credit risk and financial analysis, with the ability to identify opportunities, propose solutions, and implement changes.
• Ability to conduct stress testing to assess the risk profile of products.
• Experience in private banking lending, especially Lombard lending.
• Experience leading and executing change initiatives.