Investment Risk Analyst - Lending

MW Recruitment Limited; London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading banking institution in London seeks a Lending Value Analyst to enhance lending value methodologies for financial securities. The role involves collaboration with various stakeholders and requires expertise in credit risk and financial analysis. Ideal candidates will have experience in private bank lending and a strong analytical background.

Qualifications

• Experience in defining lending value methodologies across asset classes.
• Understanding of market risk associated with financial securities.

Responsibilities

• Collaborate with stakeholders to design and improve lending value methodologies.
• Lead methodology reviews through governance and approval processes.
• Support delivery of scalable and compliant solutions.

Skills

Credit Risk

Financial Analysis

Data-Driven Proposals

Job description

Job Description

My client, a leading banking institution, is looking for a dynamic and analytical individual to join the product development team as a lending value analyst. The role involves defining and enhancing lending value methodologies for financial securities used as collateral in Lombard lending.

What You’ll Do:

• Collaborate with stakeholders across the business—including Credit Risk, Bankers, and Credit Specialists—to design, review, and improve lending value methodologies.
• Apply your deep understanding of credit risk to develop data-driven proposals.
• Lead methodology reviews through governance and approval processes with clarity and confidence.
• Partner with Technology and Operations teams to support operational changes and ensure seamless implementation of methodologies.
• Support the delivery of scalable, compliant, and client-focused solutions across functional teams.

What You Bring:

• Experience in defining lending value methodologies across asset classes.
• Understanding of market risk associated with financial securities such as equities, bonds, funds, and structured products.
• Skills in credit risk and financial analysis, with the ability to identify opportunities, propose solutions, and implement changes.
• Ability to perform stress testing to assess the risk profile of products.
• Experience in private bank lending, especially Lombard lending.
• Proven experience in leading and executing change initiatives.