Independent Financial Adviser

JR United Kingdom; Cheltenham; On-site; GBP 46,000 - 55,000; Full time

Job summary

A leading financial planning firm seeks an experienced Independent Financial Adviser to inherit a client book and offer high-quality advice. The role promises support in professional fees and exams, a client base of 100 clients, and considerable growth potential.

Benefits

Salary up to £55,000 plus performance-based bonuses

Client book provided

Support with professional fees and exams

Employee wellbeing and assistance programmes

Discounts with local businesses

Qualifications

• Proven experience advising high-net-worth clients.
• Up-to-date regulatory understanding.
• Additional qualifications are a plus.

Responsibilities

• Deliver high-quality financial advice covering multiple areas.
• Build and maintain long-term client relationships.
• Develop new business opportunities through networking.

Skills

Client-first mindset

Interpersonal skills

Strong technical knowledge

Education

Level 4 Diploma in Financial Planning (DipPFS or equivalent)

SPS (Statement of Professional Standing)

Chartered Financial Planner or CFP

Job description

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Independent Financial Adviser, cheltenham

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Client:

mbf

Location:

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

07.06.2025

Expiry Date:

22.07.2025

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Job Description:

An exciting opportunity has arisen for an experienced Independent Financial Adviser (IFA) to join a well-established and highly regarded financial planning team based in Cardiff. This is an integral appointment for a successful firm offering the chance to take over an existing client book and continue to grow through warm internal referrals and your own business development.

The Opportunity:

• Inherit a client book of approximately 100 clients, representing around £23 million in AUM and £100k in recurring income
• Provide high-quality, holistic financial planning advice to high-net-worth individuals
• Work closely with internal departments who generate ongoing client referrals
• Join a firm committed to client outcomes, compliance, and ongoing adviser support

Key Responsibilities:

• Deliver personalised financial advice covering pensions, investments, tax, protection, and estate planning
• Build and maintain long-term client relationships through regular reviews and tailored solutions
• Develop new business opportunities through networking, referrals, and cross-department collaboration
• Ensure all advice and documentation complies with regulatory requirements

What You’ll Need:

• Level 4 Diploma in Financial Planning (DipPFS or equivalent)
• SPS (Statement of Professional Standing)
• Proven experience advising high-net-worth clients across a range of financial planning areas
• Strong technical knowledge and up-to-date regulatory understanding
• A client-first mindset and excellent interpersonal skills
• Additional qualifications such as Chartered Financial Planner or CFP are highly desirable

Benefits Include:

• Salary up to £55,000 (DOE) plus performance-based bonuses
• Client book provided
• Support with professional fees and exams
• Employee wellbeing and assistance programmes
• Discounts with local businesses and other employee perks

This is a unique opportunity to step into a fully supported role with an active client base and ongoing development potential.