IFRS 9 Impairment Analytics Specialist

newday; Greater London; Hybrid; GBP 55,000 - 75,000; Full time

Job summary

NewDay, a leading UK consumer credit provider, is seeking a Specialist, Impairment Reporting to deliver monthly IFRS 9 impairment reporting and insights into ECL drivers. You will collaborate across Credit Risk, Collections and Finance to ensure robust and well-understood impairment calculations that support strategic decisions.

You will use Python, SQL and data-led analysis to challenge results, explain movements and provide visibility to senior stakeholders.

Qualifications

• Experience in IFRS 9 impairment reporting, ECL forecasting, credit risk analytics or a related discipline.
• Strong analytical skills with Python and SQL to interrogate data, solve problems and generate insight.
• Understanding of impairment drivers, risk trends and portfolio performance within lending businesses.
• Ability to communicate complex analysis clearly and confidently to a range of stakeholders, including senior leaders.
• Organised and proactive approach, with the ability to manage multiple priorities in a fast-paced environment.

Responsibilities

• Own the monthly IFRS 9 impairment reporting process, delivering accurate expected credit loss (ECL) results and providing insight into key performance drivers.
• Partner with stakeholders across Credit Risk, Finance and Collections to understand portfolio performance, explain impairment movements and support business decision-making.
• Assess the impact of lending, customer management and collections strategies on impairment outcomes, identifying emerging risks and trends.
• Support the ongoing enhancement of impairment reporting, including PMAs, model parameter updates, validations and business change initiatives.
• Use Python, SQL and data-led analysis to challenge results, generate meaningful insights and provide visibility to senior stakeholders across the business.

Skills

IFRS 9 reporting

ECL forecasting

credit risk analytics

Python

SQL

impairment drivers

portfolio performance

stakeholder communication

prioritization

Tools

Power BI

Job description

NewDay, a leading UK consumer credit provider, is seeking a Specialist, Impairment Reporting to deliver monthly IFRS 9 impairment reporting and insights into ECL drivers. You will collaborate across Credit Risk, Collections and Finance to ensure robust and well-understood impairment calculations that support strategic decisions.

You will use Python, SQL and data-led analysis to challenge results, explain movements and provide visibility to senior stakeholders.