Head of Fraud & AI Risk Strategy - Equity

Harnham; Greater London; On-site; GBP 72,000 - 120,000; Full time

Benefits offered by this job

Equity

Job summary

Harnham, in collaboration with a fast-growing fintech lender, is seeking a commercially minded Head of Fraud to own and evolve the fraud strategy as the business scales. The role blends strategic oversight with hands-on delivery to identify threats and strengthen controls.

You will design fraud decisioning frameworks, collaborate with data, engineering and risk teams to deploy solutions, and leverage AI and automation to enhance detection and reporting across the organization.

Qualifications

• Significant experience in fraud prevention, fraud risk or financial crime within lending, financial services or fintech.
• Strong understanding of fraud trends, typologies and emerging threats.
• Ability to work with data and technology, including SQL and analytical tools.
• Experience collaborating with technical teams to develop and implement fraud solutions.
• Knowledge of AI, automation or advanced analytics within fraud environments.
• Comfortable operating in a fast-paced, scaling organisation with a proactive and innovative mindset.

Responsibilities

• Own and develop the organisation's fraud strategy across customer and operational fraud risks.
• Designing and enhancing fraud decisioning frameworks, controls and detection processes.
• Working closely with data, engineering and risk teams to deploy fraud solutions into production.
• Leveraging AI and automation to improve fraud detection and investigation capabilities.
• Building fraud analytics, reporting and insights to support business decision-making and risk management.

Skills

Fraud prevention

Fraud risk

Financial crime

SQL

Analytics tools

Collaboration

Tools

SQL

Analytics platforms

AI/Automation

Job description

Harnham, in collaboration with a fast-growing fintech lender, is seeking a commercially minded Head of Fraud to own and evolve the fraud strategy as the business scales. The role blends strategic oversight with hands-on delivery to identify threats and strengthen controls.

You will design fraud decisioning frameworks, collaborate with data, engineering and risk teams to deploy solutions, and leverage AI and automation to enhance detection and reporting across the organization.