Head of Fraud

Harnham; Greater London; On-site; GBP 72,000 - 120,000; Full time

Benefits offered by this job

Equity

Job summary

Harnham, in collaboration with a fast-growing fintech lender, is seeking a commercially minded Head of Fraud to own and evolve the fraud strategy as the business scales. The role blends strategic oversight with hands-on delivery to identify threats and strengthen controls.

You will design fraud decisioning frameworks, collaborate with data, engineering and risk teams to deploy solutions, and leverage AI and automation to enhance detection and reporting across the organization.

Qualifications

• Significant experience in fraud prevention, fraud risk or financial crime within lending, financial services or fintech.
• Strong understanding of fraud trends, typologies and emerging threats.
• Ability to work with data and technology, including SQL and analytical tools.
• Experience collaborating with technical teams to develop and implement fraud solutions.
• Knowledge of AI, automation or advanced analytics within fraud environments.
• Comfortable operating in a fast-paced, scaling organisation with a proactive and innovative mindset.

Responsibilities

• Own and develop the organisation's fraud strategy across customer and operational fraud risks.
• Designing and enhancing fraud decisioning frameworks, controls and detection processes.
• Working closely with data, engineering and risk teams to deploy fraud solutions into production.
• Leveraging AI and automation to improve fraud detection and investigation capabilities.
• Building fraud analytics, reporting and insights to support business decision-making and risk management.

Skills

Fraud prevention

Fraud risk

Financial crime

SQL

Analytics tools

Collaboration

Tools

SQL

Analytics platforms

AI/Automation

Job description

Harnham are working with an innovative fintech lender that is leveraging data, technology and AI to transform the customer borrowing experience. They are looking for a commercially minded Head of Fraud to own and evolve their fraud strategy as the business continues to scale.

THE COMPANY

This fast-growing fintech operates within the UK consumer lending market and is investing heavily in advanced analytics, automation and AI-driven decisioning. With a strong technology-first culture, the business is focused on building intelligent solutions that improve customer experience while maintaining robust risk controls.

THE ROLE

This is a newly created, high-impact position with ownership of fraud strategy across the business. You'll combine strategic oversight with hands-on delivery, helping to identify emerging threats, strengthen fraud controls and introduce innovative AI-powered fraud prevention capabilities.

Specifically, you can expect to be involved in:

• Owning and developing the organisation's fraud strategy across customer and operational fraud risks.
• Designing and enhancing fraud decisioning frameworks, controls and detection processes.
• Working closely with data, engineering and risk teams to deploy fraud solutions into production.
• Leveraging AI and automation to improve fraud detection and investigation capabilities.
• Building fraud analytics, reporting and insights to support business decision-making and risk management.

SKILLS AND EXPERIENCE

The successful Head of Fraud must have the following skills and experience:

• Significant experience in fraud prevention, fraud risk or financial crime within lending, financial services or fintech.
• Strong understanding of fraud trends, typologies and emerging threats.
• Ability to work with data and technology, including SQL and analytical tools.
• Experience collaborating with technical teams to develop and implement fraud solutions.
• Knowledge of AI, automation or advanced analytics within fraud environments.
• Comfortable operating in a fast-paced, scaling organisation with a proactive and innovative mindset.

BENEFITS

The successful Head of Fraud will receive a salary up to £120,000 plus equity.