Head of Fraud

fs talent; England; On-site; GBP 120,000 - 180,000; Full time

Job summary

A prominent UK fintech is searching for a Head of Fraud to spearhead its fraud risk strategy across payments and acquiring. This senior leadership position encompasses defining fraud frameworks, managing operations, and enhancing detection methods through analytics and AI. The ideal candidate will have over 10 years of experience in fraud within financial services and proven leadership in dynamic environments. This full-time role requires strong stakeholder engagement and strategic judgement in risk management.

Qualifications

• 10+ years’ experience in fraud within financial services (banking, payments, or fintech).
• Proven leadership experience in a high‑growth or technology‑driven environment.
• Strong stakeholder management skills, including senior leadership and regulators.
• Strategic mindset with solid commercial and risk judgement.
• Hands-on experience implementing and tuning fraud or financial crime systems.
• Experience within acquiring or merchant services.
• Relevant professional certifications (e.g. ICA or equivalent).

Responsibilities

• Define and deliver the firm’s fraud strategy across payments and acquiring.
• Lead fraud operations, analytics, and investigations teams.
• Set KPIs and manage fraud risk appetite.
• Partner with senior stakeholders to balance fraud risk and commercial outcomes.
• Enhance fraud detection capabilities using data, automation, and AI.
• Ensure regulatory alignment and transparent governance.

Skills

Fraud risk strategy

Stakeholder management

Data analysis

Strategic mindset

Commercial judgement

Hands-on fraud systems

Acquiring/merchant services experience

Education

Relevant professional certifications (e.g. ICA or equivalent)

Tools

Fraud detection platforms

Job description

This range is provided by fs talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from fs talent

Risk, Compliance and Financial Crime Recruiter for the Financial Services

Head of Fraud

London

A high-growth UK fintech is seeking a Head of Fraud to lead its fraud risk strategy across payments and acquiring products. This is a senior leadership role with responsibility for protecting customers and the business from fraud while supporting commercial growth.

You will design and own end-to-end fraud frameworks, oversee fraud operations and analytics teams, and work closely with senior leadership and regulators to ensure robust governance and scalable controls. The role combines strategic oversight with hands‑on influence over fraud detection, risk appetite, and performance metrics.

Key Responsibilities

• Define and deliver the firm’s fraud strategy across payments and acquiring
• Lead fraud operations, analytics, and investigations teams
• Set KPIs, manage fraud risk appetite, and drive continuous improvement
• Partner with senior stakeholders to balance fraud risk and commercial outcomes
• Enhance fraud detection capabilities using data, automation, and AI
• Ensure regulatory alignment and transparent governance

Requirements

• 10+ years’ experience in fraud within financial services (banking, payments, or fintech)
• Proven leadership experience in a high‑growth or technology‑driven environment
• Strong stakeholder management skills, including senior leadership and regulators
• Strategic mindset with solid commercial and risk judgement
• Hands‑on experience implementing and tuning fraud or financial crime systems
• Experience within acquiring or merchant services
• Relevant professional certifications (e.g. ICA or equivalent)

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Accounting/Auditing

Industries

Financial Services and Banking

Referrals increase your chances of interviewing at fs talent by 2x