Group Credit Manager

JR United Kingdom; Worcester; On-site; GBP 50,000 - 75,000; Full time

Job summary

A leading company in the construction industry is seeking a Group Credit Manager for their Head Office. Responsibilities include leading Credit Control, risk management, and team oversight. Candidates should have strong financial understanding and proven leadership skills, with competitive compensation and benefits.

Benefits

Private Medical Insurance

Pension scheme

Paid holidays

Life Assurance

Health Cash Plan

Workwear

Employee Assistance Programme

Qualifications

• Experience in a busy credit control team.
• Strong financial understanding and problem-solving skills.
• Confident in leading a team.

Responsibilities

• Lead Credit Control for the group of companies.
• Manage cash collection and ensure efficiency of systems.
• Control credit limits and make major credit decisions.

Skills

Problem-solving

Communication

Leadership

Financial understanding

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role requires overseeing credit-related activities, managing risk, developing and implementing credit policies, and leading the team. This is an office-based position at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Possess strong financial understanding,
• Be capable of problem-solving,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills, as they will liaise with internal and external stakeholders to ensure the success of the credit function.

Key responsibilities include:

• Act as the lead contact with Credit Insurers, monitor insured limits, submit claims promptly, assist in negotiations for renewal terms,
• Organise and lead monthly meetings with senior management,
• Provide management information to the senior team on bad debts, debtor days, collections, and ad-hoc reports,
• Manage cash collection for all Group companies,
• Ensure departmental systems and protocols are efficient and adhered to,
• Oversee the Credit Control Department and manage the team proactively,
• Handle credit applications and provision of PODs,
• Make major or sensitive credit decisions,
• Control credit limits,
• Manage litigation, insolvency practitioners, and pursue claims,
• Set and manage credit policies and credit notes,
• Assess risks for existing accounts and new credit applicants,
• Maintain strong relationships with Credit Control, senior management, and other departments,
• Review Terms and Conditions for sales,
• Visit customers and company sites as needed,
• Participate in company profit share bonus (dependent on performance),
• Enjoy benefits such as Private Medical Insurance, pension scheme, paid holidays, Life Assurance, Health Cash Plan, workwear, and Employee Assistance Programme.

About Us

With over a century in the construction industry, we are one of the UK’s largest independent builders’ merchants, with branches across the Midlands and South-East. We supply a wide range of building materials and provide expert advice to builders, tradespeople, and DIY enthusiasts. Our commitment to quality, reliability, and community involvement defines us.

Our People

We prioritize a people-first culture that values well-being, development, and inclusivity. We invest in our colleagues’ growth and foster a supportive environment where everyone can achieve their potential.