Group Credit Manager

JR United Kingdom; Newport; On-site; GBP 45,000 - 60,000; Full time

Job summary

A leading company in the UK's construction sector is seeking a Group Credit Manager to oversee credit control activities across its group of companies. This role involves team leadership, risk management, and stakeholder engagement, with opportunities for professional development and competitive benefits.

Benefits

Profit Share Bonus

Private Medical Insurance

Company pension scheme

23 days holiday + 8 Bank Holidays

Life Assurance Scheme

Health Cash Plan

Company workwear/PPE

Employee Assistance Programme

Qualifications

• Experience in credit control.
• Strong financial acumen.
• Ability to lead a team.

Responsibilities

• Lead credit control for the group and manage the team.
• Monitor insured limits and submit claims.
• Manage cash collection and enforce credit policies.

Skills

Financial understanding

Problem-solving

Team leadership

Communication

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as risk management, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, close to the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Have strong financial understanding,
• Possess problem-solving skills,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills, as the person will liaise with internal and external stakeholders to ensure the success of the company's credit function.

Key tasks will include:

• Being the lead contact with Credit Insurers, monitoring insured limits, submitting claims promptly, assisting in renewal negotiations,
• Organising and leading monthly meetings with senior management,
• Providing management information to the senior team on debt metrics, collections, and other reports,
• Managing cash collection for all group companies,
• Ensuring departmental systems and protocols are efficient and well-policed,
• Overseeing the Credit Control Department and managing the team proactively,
• Processing all group credit applications and PODs,
• Handling major or sensitive credit decisions,
• Controlling credit limits,
• Managing litigation, insolvency practitioners, and pursuing claims,
• Setting credit policies to meet goals and managing credit notes,
• Conducting risk assessments for existing and new credit applicants,
• Maintaining strong relationships with stakeholders,
• Reviewing Terms and Conditions for sales,
• Visiting customers and company sites as needed.

Benefits include:

• Profit Share Bonus (dependent on company performance),
• Private Medical Insurance,
• Company pension scheme via Salary Sacrifice,
• 23 days’ paid holiday + 8 Bank Holidays, increasing with service,
• Life Assurance Scheme,
• Health Cash Plan – Salary Sacrifice,
• Company workwear/PPE,
• Employee Assistance Programme.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, with branches across the Midlands and South-East offering a wide range of building materials and expert advice. We are committed to our communities and donate a portion of profits annually to the EH Smith Charitable Trust.

Our People

We prioritize a people-first culture that fosters well-being, growth, and inclusivity. We invest in our colleagues' development and provide opportunities for advancement in a supportive environment.