Group Credit Manager

JR United Kingdom; Maidstone; On-site; GBP 45,000 - 65,000; Full time

Job summary

An exciting opportunity for a Group Credit Manager at a leading company in the UK. This role involves leading credit control activities, managing risks, and developing policies while overseeing a dedicated team. With a focus on strong collaboration across departments, the successful candidate will enjoy a supportive culture and growth opportunities.

Benefits

Profit Share Bonus

Private Medical Insurance

Company pension scheme

23 days’ paid holiday + 8 Bank Holidays

Life Assurance Scheme

Health Cash Plan

Company workwear/PPE

Employee Assistance Programme

Qualifications

• Prior experience in a busy credit control team required.
• Strong financial understanding is essential.
• Capable of leading and managing a team.

Responsibilities

• Lead the Credit Control Department and manage the team proactively.
• Organize and lead meetings with senior management.
• Manage cash collections for all Group companies.

Skills

Problem solving

Financial understanding

Leadership

Communication

Self-motivation

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as managing risk, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team
• Possess strong financial understanding
• Be capable of problem solving
• Be confident in leading a team
• Be self-motivated and driven
• Have excellent communication skills for liaising with internal and external stakeholders to ensure the success of the credit function

Key responsibilities include:

• Act as the lead contact with Credit Insurers, monitor insured limits, submit claims, and assist in renewal negotiations
• Organize and lead monthly meetings with senior management
• Provide management information to highlight bad debts, debtor days, collections, and other reports
• Manage cash collection for all Group companies
• Ensure departmental systems and protocols are effective and enforced
• Oversee the Credit Control Department and manage the team proactively
• Handle all group credit applications and POD processing
• Make major or sensitive credit decisions
• Control credit limits and manage litigation or insolvency proceedings
• Set and manage credit policies and credit note processes
• Assess risks for existing accounts and new credit applicants
• Maintain strong relationships across departments and with senior management
• Review sales Terms and Conditions before approval
• Visit customers and company sites as needed

Benefits include:

• Profit Share Bonus (dependent on company performance)
• Private Medical Insurance
• Company pension scheme (Salary Sacrifice)
• 23 days’ paid holiday + 8 Bank Holidays, increasing with service
• Life Assurance Scheme
• Health Cash Plan (Salary Sacrifice)
• Company workwear/PPE
• Employee Assistance Programme

About Us

With over a century of experience, we’re one of the UK’s largest independent builders’ merchants, with branches across the Midlands and South-East offering a wide range of building materials and expert advice. We are committed to our communities and donate a portion of profits to the EH Smith Charitable Trust annually.

Our People

We prioritize a caring, respectful, and supportive culture, investing in our colleagues’ well-being and development. We foster an inclusive environment where individuals can grow and reach their full potential.