Group Credit Manager

JR United Kingdom; Colchester; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading company in builders' merchants is seeking a Group Credit Manager to oversee credit control and manage a team effectively. The role, based at the Head Office, requires strong financial skills and leadership, along with coordinating various credit activities and policies to mitigate risk.

Benefits

Profit share bonus

Private medical insurance

Pension scheme

Paid holidays

Life assurance

Health cash plan

Workwear/PPE

Employee Assistance Programme

Qualifications

• Prior experience in a busy credit control team.
• Strong financial acumen.
• Confident in leading teams and problem solving.

Responsibilities

• Lead credit control for the group, overseeing risk management and credit policy development.
• Organise and lead meetings with management to discuss credit matters.
• Manage cash collection and ensure effective departmental systems.

Skills

Financial understanding

Problem solving

Leadership

Communication skills

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as managing risk, developing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Possess strong financial understanding,
• Be capable of problem solving,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills, as the role involves liaising with internal and external stakeholders to ensure the success of the company's credit function.

Key responsibilities include:

• Act as the lead contact with our Credit Insurers, monitoring insured limits, submitting claims promptly and accurately, and assisting in renewal negotiations,
• Organise and lead monthly meetings with senior management,
• Provide management information on bad debts, debtor days, collections, and ad-hoc reports,
• Manage cash collection for all Group companies,
• Ensure departmental systems and protocols are efficient and enforced,
• Oversee the Credit Control Department and proactively manage the team,
• Handle credit applications and provision of PODs,
• Make major or sensitive credit decisions,
• Control credit limits,
• Manage litigation, insolvency practitioners, and pursue claims,
• Set credit policies to meet goals and manage credit notes,
• Conduct risk assessments on existing accounts and new applicants,
• Maintain strong relationships with Credit Control, senior management, and other departments,
• Review sales Terms and Conditions before approval,
• Visit customers and company sites as needed.

Benefits include profit share bonus (dependent on company performance), private medical insurance, pension scheme, paid holidays, life assurance, health cash plan, workwear/PPE, and Employee Assistance Programme.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, offering a wide range of building materials and expert advice across our network of branches in the Midlands and South-East. We are committed to our people and communities, supporting local charities through donations from profits.

Our People

We foster a caring, respectful, and supportive culture, prioritising well-being and growth. We invest in our colleagues' development, providing opportunities to grow in an inclusive environment, ensuring everyone can reach their full potential.