Group Credit Manager

JR United Kingdom; Ipswich; On-site; GBP 45,000 - 60,000; Full time

Job summary

A leading construction company offers an exciting opportunity as a Group Credit Manager at their Head Office in Shirley. This role involves leading the Credit Control Department, ensuring effective risk management, and overseeing all credit-related activities, along with providing essential management information. The ideal candidate will have a strong financial background and excellent leadership skills, thriving in a dynamic team environment.

Benefits

Profit share bonus

Private medical insurance

Pension scheme

Paid holidays

Life assurance

Health cash plan

Workwear/PPE

Employee assistance programs

Qualifications

• Prior experience in a busy credit control team.
• Confident in leading a team.
• Self-motivated and driven.

Responsibilities

• Lead contact with Credit Insurers and manage submissions.
• Provide management information on debtors and collections.
• Set credit policies and manage credit applications.

Skills

Problem-solving

Leadership

Communication

Financial understanding

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit-related activities such as managing risk, developing and implementing credit policies, and managing the team. This is an office-based role at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience working within a busy credit control team,
• Have strong financial understanding,
• Possess problem-solving abilities,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills for liaising with internal and external stakeholders to ensure the success of the company's credit function.

Key responsibilities include:

• Being the lead contact with our Credit Insurers, monitoring insured limits, submitting claims promptly and accurately, and assisting in negotiating renewal terms,
• Organising and leading monthly meetings with senior management,
• Providing management information to highlight potential bad debts, debtor days, collections, and other reports,
• Managing cash collection for all group companies,
• Ensuring departmental systems and protocols are efficient and adhered to,
• Overseeing the Credit Control Department and managing the team proactively,
• Processing credit applications and providing PODs,
• Making major or sensitive credit decisions,
• Controlling credit limits,
• Managing litigation, insolvency practitioners, and pursuing claims,
• Setting credit policies and managing credit notes,
• Conducting risk assessments for existing and new credit applicants,
• Maintaining excellent relationships with internal departments and stakeholders,
• Reviewing Terms and Conditions for sales prior to approval,
• Visiting customers and company sites as needed.

Benefits include profit share bonus (dependent on company performance), private medical insurance, pension scheme, paid holidays, life assurance, health cash plan, workwear/PPE, and employee assistance programs.

About Us

With over a century of experience in construction, we are one of the UK’s largest independent builders’ merchants, with branches across the Midlands and South-East. We supply a wide range of building materials and provide expert advice to various clients, emphasizing reliability and customer satisfaction. We are committed to our people and communities, supporting local charities through our charitable trust annually.

Our People

We foster a caring, respectful, and supportive culture, prioritizing well-being and growth. We invest in our colleagues’ development and provide opportunities for advancement in an inclusive environment, supporting individuals at all stages of their careers.