Group Credit Manager

JR United Kingdom; Guildford; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading company in the UK’s construction sector is seeking a Group Credit Manager to oversee credit control operations. This office-based role will involve managing teams and ensuring effective credit policies while liaising with various stakeholders. The successful candidate will benefit from a package that includes bonuses, medical insurance, and professional development support.

Benefits

Profit Share Bonus

Private Medical Insurance

Company pension scheme

Paid holiday plus Bank Holidays

Life Assurance

Health Cash Plan

Company workwear/PPE

Employee Assistance Programme

Qualifications

• Prior experience in a busy credit control environment.
• Strong financial understanding.
• Excellent communication skills.

Responsibilities

• Managing relationships with Credit Insurers and negotiating renewals.
• Providing management information on debts and collections.
• Overseeing the Credit Control Department and managing the team.

Skills

Financial understanding

Problem-solving

Leadership

Communication

Self-motivation

Job description

An exciting opportunity for a Group Credit Manager has become available at our Head Office. This challenging yet rewarding role involves leading Credit Control for our group of companies, reporting to the Finance Director. The role includes overseeing credit activities such as risk management, developing credit policies, and managing the team. This is an office-based position at our Head Office in Shirley, near the M42.

The successful candidate will:

• Have prior experience in a busy credit control environment,
• Possess strong financial understanding,
• Be a problem solver,
• Be confident in leading a team,
• Be self-motivated and driven,
• Have excellent communication skills to liaise with internal and external stakeholders, ensuring the success of the credit function.

Key responsibilities include:

• Managing relationships with Credit Insurers, monitoring insured limits, submitting claims, and negotiating renewals,
• Leading monthly meetings with senior management,
• Providing management information on debts, debtor days, collections, and ad-hoc reports,
• Managing cash collection across all Group companies,
• Ensuring departmental systems and protocols are effective and enforced,
• Overseeing the Credit Control Department and managing the team proactively,
• Processing credit applications and PODs,
• Making major or sensitive credit decisions,
• Controlling credit limits,
• Managing litigation and insolvency procedures,
• Setting credit policies and managing credit notes,
• Conducting risk assessments for existing and new credit applicants,
• Maintaining strong relationships with stakeholders,
• Reviewing sales Terms and Conditions,
• Visiting customers and company sites as needed.

Benefits include Profit Share Bonus (dependent on company performance), Private Medical Insurance, a Company pension scheme with Salary Sacrifice, 23 days’ paid holiday plus 8 Bank Holidays (increasing with service), Life Assurance, Health Cash Plan, company workwear/PPE, and Employee Assistance Programme.

About Us

With over a century of experience, we are one of the UK’s largest independent builders’ merchants, serving the Midlands and South-East with building materials and expert advice. We are committed to our communities, donating part of our profits annually to the EH Smith Charitable Trust.

Our People

We foster a people-first culture that values well-being, growth, and inclusivity. We invest in our colleagues’ development and support their journey to reach their full potential.