Global Financial Crimes Investigator

Bank of America; Chester; Presencial; GBP 70.000 - 100.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Private healthcare

Pension plan

Paid parental leave

Wellbeing resources

Flexible benefits

Descripción de la vacante

The Global Financial Crimes Investigator role in Chester is responsible for end-to-end investigations of external financial crimes, including fraud, money laundering and terrorist financing. You will liaison with law enforcement and prepare concise reporting to support SAR submissions across multiple jurisdictions.

Responsibilities include case management with SLAs, quality controls, and collaboration with GFC Management and Front Line Units to resolve investigations.

Formación

• Bachelor's degree or equivalent work experience.
• Experience in AML, risk or compliance fields.
• Proficiency with Excel and data analysis.

Responsabilidades

• Completes investigations while ensuring closure and quality metrics.
• Submits SARs to regulators and law enforcement in a timely manner.
• Reports investigation outcomes to senior stakeholders and coordinates with GFC Management and FLUs.
• Performs QC, training, and liaison duties with law enforcement as needed.
• Manages a large case inventory, prioritizing based on risk and SLAs.
• Conducts research using transaction data, customer records, and public sources to assess activity normality.

Conocimientos

Coaching

Fraud Management

Quality Assurance

Regulatory Compliance

Investigation Management

Policies & Guidelines

Risk Management

Issue Management

Reporting

Written Communications

Educación

Bachelor's degree

Herramientas

Excel

Descripción del empleo

Job Description:

Job Title:

Global Financial Crimes Investigator

Corporate Title:

Assistant Vice President

Location:

Chester

Company Overview:

At the company, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

the company believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at the company will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Location Overview:

Find us in the city of Chester, a destination renowned for its culture, history, and beauty. Working at the company Chester offers a far-reaching global career for a world-renowned organisation, whilst being ideally situated against the backdrop of the rolling North Wales hills and the banks of the serene River Dee.

Job Description:

This job is responsible for performing end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business. Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required.

This role will entail completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and making recommendations to file Suspicious Activity Reports (SARs) in a timely and accurate manner for submission to regulators and/or law enforcement.

The Investigator may be asked to partner with GFC Risk Management, front line units or other stakeholders to resolve investigations. The Investigator will maintain a working knowledge of relevant anti financial crimes laws, rules, and regulations, as well as an awareness of industry best practices.

Responsibilities:

• Completes investigations while overseeing cases meet or exceed closure and quality metrics
• Completes investigations in a timely and accurate manner for submission of SAR to regulators and/or law enforcement
• Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners with Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations
• Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role
• Managing a significant case inventory while prioritizing cases based upon risk and/or management direction while adhering to department Service Level Agreements (SLAs)
• Perform research and analysis of transaction information, customer data, public records, social media platforms or other external research tools to aide in the investigation to determine whether the activity appears to be normal for the client type
• Responsible for preparing concise reporting that captures the investigative details that support their decision
• Making recommendations to file Suspicious Activity Reports in a timely and accurate manner for submission to regulators and law enforcement across mulitple jurisdictions
• Communicating with GFC Management, front line units or other internal stakeholders, and law enforcement to obtain additional information and documentation as needed to resolve investigations
• Recommending appropriate follow-up and possible account closure for customers that exceed the Bank's risk tolerance; and identifies and escalates potential operational or compliance risks
• Performing quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role
• Flexible to perform other functions as requested by management

Required Qualifications:

• Experience with AML, Risk, or Compliance experience and/or knowledge of financial crimes typologies
• Degree required: Bachelor's or equivalent work experience
• Proficiency in Microsoft Excel / data analysis

Desired Qualifications:

• Additional technical/functional experience (e.g., Industry type): Financial Services and/or related government entity
• Certifications: ACAMS - Association of Certified Anti-Money Laundering Specialists

Skills:

• Coaching
• Fraud Management
• Quality Assurance
• Regulatory Compliance
• Investigation Management
• Policies, Procedures, and Guidelines Management
• Risk Management
• Issue Management
• Reporting
• Written Communications

Benefits of working at the company UK:

• At the company, we strive to prioritise employees' health and wellbeing - it's what makes us a Great Place to Work.
• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
• We offer 26-weeks paid maternity leave, 16-weeks paid paternity leave and inclusive family leave arrangements for working parents and carers including 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness, cycle to work etc.
• Use of a flex fund to use towards benefits
• Access to an emotional wellbeing helpline, and virtual GP services
• Access to the Peppy App which provides 1:1 support, consultations and resources relating to men's health, women's health, fertility, menopause and pregnancy & parenthood
• Access to a range of gyms, exercise classes and wellbeing Apps through Wellhub, including Headspace and Calm
• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local area

the company:

Good conduct and sound judgment is crucial to our long term success. It's important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well.

"We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religious or similar philosophical belief, political opinion, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience."

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.