Senior Financial Crime Executive

iFAST Global Bank Limited; Greater London; Hybrid; GBP 45,000 - 65,000; Full time

Benefits offered by this job

25 days annual leave

Pension scheme

Private Medical Insurance

Hybrid working after probation

Free gym access

Job summary

iFAST Global Bank Limited is seeking a seasoned Financial Crime professional to review and investigate escalated sanctions, screening, and alerts, and to assess potential risks. You will conduct complex investigations, perform AML/KYC/CDD/EDD reviews, support regulatory reporting, and help enhance the bank's financial crime framework through data analysis and governance.

The role requires strong analytical skills, attention to detail, and the ability to communicate risk-based recommendations to

Qualifications

• 3-5 years' experience in financial crime or compliance within a regulated bank.
• Strong AML, KYC, sanctions, transaction monitoring, and fraud risk knowledge.
• Excellent attention to detail and strong analytical skills.
• Good communication and ability to influence and challenge constructively.

Responsibilities

• Review escalated sanctions, screening, and alerts to assess risk.
• Conduct complex financial crime investigations and analyze activity.
• Perform AML/KYC/CDD/EDD reviews for customers.
• Provide risk-based recommendations and independent challenge.
• Support regulatory reporting and governance processes.
• Prepare management information for senior management.

Skills

AML knowledge

KYC

Sanctions screening

Investigation skills

Fraud risk management

Regulatory reporting

MS Office

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

• Review and investigate escalated sanctions, screening, transaction monitoring, and other financial crime alerts to assess potential financial crime risks and ensure appropriate outcomes
• Conduct complex financial crime investigations, analysing customer activity, transactional behaviour, and relevant intelligence to identify potential money laundering, sanctions, fraud, or other financial crime concerns
• Perform AML, KYC, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) reviews for new and existing customers, providing independent challenge and recommendations prior to approval
• Undertake Politically Exposed Person (PEP), sanctions, and adverse media screening reviews, assessing findings and providing clear risk-based recommendations
• Review and assess fraud-related matters, including payment and debit card fraud cases, providing oversight, challenge, and guidance to ensure risks are appropriately managed
• Assess financial crime and fraud risks and determine whether internal escalation, suspicious activity reporting, or other regulatory reporting obligations should be considered
• Review and respond to information requests from regulatory authorities, law enforcement agencies, correspondent banks, and other financial institutions
• Support the ongoing development and enhancement of the Bank's financial crime framework, including policies, systems, controls, monitoring, and governance processes
• Analyse financial crime data, trends, and management information to identify emerging risks, control weaknesses, and opportunities for improvement
• Prepare management information, reporting, and presentations for senior management, and executive committees
• Assess the design and effectiveness of the Bank's financial crime controls and recommend enhancements where required
• Provide advice, guidance, and subject matter expertise to business and operational teams on financial crime and fraud-related matters
• Build and maintain effective relationships with internal stakeholders and external parties to support the Bank's financial crime risk management framework
• Support regulatory reporting and compliance submissions as required
• Remain up to date with changes in AML, sanctions, fraud prevention, and wider financial crime regulations, ensuring regulatory developments are appropriately considered and implemented

• Review and investigate escalated sanctions, screening, transaction monitoring, and other financial crime alerts to assess potential financial crime risks and ensure appropriate outcomes
• Conduct complex financial crime investigations, analysing customer activity, transactional behaviour, and relevant intelligence to identify potential money laundering, sanctions, fraud, or other financial crime concerns
• Perform AML, KYC, Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) reviews for new and existing customers, providing independent challenge and recommendations prior to approval
• Undertake Politically Exposed Person (PEP), sanctions, and adverse media screening reviews, assessing findings and providing clear risk-based recommendations
• Review and assess fraud-related matters, including payment and debit card fraud cases, providing oversight, challenge, and guidance to ensure risks are appropriately managed
• Assess financial crime and fraud risks and determine whether internal escalation, suspicious activity reporting, or other regulatory reporting obligations should be considered
• Review and respond to information requests from regulatory authorities, law enforcement agencies, correspondent banks, and other financial institutions
• Support the ongoing development and enhancement of the Bank's financial crime framework, including policies, systems, controls, monitoring, and governance processes
• Analyse financial crime data, trends, and management information to identify emerging risks, control weaknesses, and opportunities for improvement
• Prepare management information, reporting, and presentations for senior management, and executive committees
• Assess the design and effectiveness of the Bank's financial crime controls and recommend enhancements where required
• Provide advice, guidance, and subject matter expertise to business and operational teams on financial crime and fraud-related matters
• Build and maintain effective relationships with internal stakeholders and external parties to support the Bank's financial crime risk management framework
• Support regulatory reporting and compliance submissions as required
• Remain up to date with changes in AML, sanctions, fraud prevention, and wider financial crime regulations, ensuring regulatory developments are appropriately considered and implemented

Requirements

• 3-5 years' experience in a Financial Crime, AML, Compliance, or Fraud-related role within a regulated financial institution
• Sound understanding of AML, KYC, sanctions, transaction monitoring, and fraud risk management
• Strong investigative and analytical skills, with the ability to make well-reasoned, risk-based decisions
• Excellent attention to detail and accuracy
• Strong written and verbal communication skills
• Ability to influence and challenge constructively where appropriate
• Strong organisational and time-management skills
• High level of integrity, professionalism, and discretion
• Proficiency in Microsoft Word, Excel, and PowerPoint

Benefits

• 25 days annual leave entitlement plus 8 bank holidays
• Pension scheme, 4% employer contribution
• Private Medical Insurance
• 60-40 Hybrid working after successful probation period
• Free gym access in the building