Financial Crime Specialist

The-Very-Group; Bolton; Hybrid; GBP 35,000 - 46,000; Full time

Benefits offered by this job

Flexible, hybrid working model

23 days holiday + bank holidays

LinkedIn Learning access

Bonus potential

Up to 25% discount on Very.co.uk

Matched pension up to 6%

Job summary

The Very Group is seeking a Financial Crime Analyst to join our AML and fraud prevention function. You will review and investigate transaction monitoring alerts, report suspicious activity, and support investigations to uphold the integrity of our financial systems.

Based in Bolton/Speke with occasional in-person team days, this hybrid role demands strong attention to detail, a calm approach under pressure, and the ability to work quickly and accurately within regulatory guidelines.

Qualifications

• 2–3 years experience in financial services or customer-facing roles.
• Experience in Fraud Prevention or Financial Crime teams.
• Understanding AML regulation in a business context.
• Experience with KYC processes, PEP and Sanctions screening, and Adverse Media checks.
• Able to spot risks, interpret patterns and make quick decisions.
• Comfortable meeting strict deadlines and handling a busy workload with accuracy.
• Excellent attention to detail and pride in getting things right first time.
• Fast learner with ability to grasp new systems and processes.
• Work with focus, integrity and resilience on sensitive cases.

Responsibilities

• Review and investigate transaction monitoring alerts for AML/CTF criteria.
• Raise and accurately report Suspicious Activity (SARs) and support investigations before submission to the National Crime Agency.
• Keep up to date with AML, POCA, CTF and JMLSG guidance and apply it confidently.
• Respond to law-enforcement enquiries promptly, ensuring GDPR requirements are met.
• Analyse patterns, trends and unusual customer behaviour to identify fraud risks and reduce regulatory exposure.
• Act as a reference for colleagues and stakeholders on financial crime detection and prevention.
• Screen alerts for PEPs, UN sanctions and SIPs, verifying identities and flagging adverse media.
• Complete Enhanced Due Diligence checks on PEPs, RCAs and SIPs.

Skills

Fraud Prevention

AML Regulation

KYC

Attention to detail

Fast learner

Decision making under pressure

Integrity

Deadline driven

Job description

About us

We're the team behind digital retailer Very.

Our purpose, helping families get more out of life, powers everything we do.

And we want our people to get more out of life too! If you're high-performing, ambitious and make the most of every opportunity, we want to hear from you. In return, you'll enjoy heaps of flexibility, great perks and benefits, and the freedom to be yourself, keep learning and take your career wherever you want it to go.

If you love making a difference, you'll love making it sparkle for millions of Very customers.

About the role

The shift pattern for this role is Monday-Friday 14:45-22:15

There will be occasional in-person Team days in either Bolton or Speke

This role plays an important part in protecting The Very Group from the risks associated with money laundering, fraud and wider financial crime. You'll contribute to ensuring we continue to operate safely, responsibly and in the best interests of our customers and the business.

In this position, you'll review and investigate suspicious transactions, manage alerts with a high level of care and accuracy and make well reasoned decisions that support the integrity of our financial systems. You'll also work collaboratively with internal teams and law enforcement partners, providing clear and timely information to support ongoing investigations.

We're looking for someone who is naturally inquisitive, calm under pressure and motivated by work that has real purpose. If you take pride in thorough analysis, sound judgement and doing the right thing, this is an opportunity to make a meaningful contribution in a specialist area.

Key responsibilities

• Review and investigate transaction monitoring alerts, assessing any activity that meets AML or Counter-Terrorist Financing criteria.

• Raise and accurately report Suspicious Activity (SARs) and support any follow-up investigations before submission to the National Crime Agency.

• Keep up to date with AML, POCA, CTF and JMLSG guidance and apply it confidently.

• Respond to law-enforcement enquiries promptly, ensuring GDPR requirements are met every time.

• Analyse patterns, trends and unusual customer behaviour to identify fraud risks, prevent financial loss and reduce regulatory exposure.

• Act as a point of reference for colleagues and stakeholders on financial crime detection and prevention.

• Screen alerts for Politically Exposed Persons (PEPs), UN Sanctions and SIPs, using tools and investigation techniques to verify identity and highlight any Adverse Media.

• Complete regular Enhanced Due Diligence checks on PEPs, RCAs and SIPs retained by the business.

About you

• You have 2-3 years of experience in a financial services, banking or customer-facing environment.

• You have previous experience within Fraud Prevention or Financial Crime teams.

• You understand AML regulation and how it applies in a business environment.

• You've got experience with KYC processes, PEP and Sanctions screening and Adverse Media checks.

• You can spot risks, interpret patterns and make decisions quickly and confidently.

• You're comfortable working to strict deadlines and managing a busy workload with accuracy and care.

• You've got excellent attention to detail and pride in getting things right first time.

• You're a fast learner who can quickly get to grips with new systems, tools and processes.

• You work with focus, integrity and resilience, even when dealing with complex or sensitive cases.

Some of our benefits

• Flexible, hybrid working model

• Inclusive culture and environment, check out our Glassdoor reviews

• 23 days holiday + bank holidays

• LinkedIn Learning access

• Bonus potential (performance and business-related)

• Up to 25% discount on Very.co.uk

• Matched pension up to 6%

• More benefits can be found on our career site

Diversity, inclusion and equal opportunities

We're building a culture of everyday inclusion, and welcome applications from anyone who believes they can do the job. We don't discriminate based on age, disability, gender reassignment, marriage or civil partnership, pregnancy or maternity, race, religion or belief, sex, or sexual orientation.

We want our recruitment process to be accessible to everyone. If you need reasonable adjustments to apply, interview, or perform a role, let us know via [e-mail]. We'll be happy to support you.

We're proud to be a Disability Confident Committed Employer and have nine brilliant colleague networks - including DAWN (Disability Awareness at Very) and Think (Neurodiversity at Very) - that are helping us make Very an even more inclusive place to work.