German Lending & Development Analyst

JR United Kingdom; London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading fintech lender in London seeks a German Lending & Development Analyst to drive growth in its lending portfolio in Germany. The role involves underwriting loan applications, conducting financial analysis, and ensuring compliance with risk management guidelines. Candidates should have two years of relevant underwriting experience, a strong understanding of the German property market, and proficiency in both English and German.

Benefits

Private medical insurance

Visa sponsorship for top talent

Responsibility and merit-based career growth

Prime London office location

Exposure to seasoned finance professionals

Qualifications

• At least two years of underwriting experience in bridging, development, or commercial lending.
• Knowledge of the German property market.
• Excellent written and verbal communication skills in English and German.

Responsibilities

• Drive the growth of the lending portfolio in Germany by underwriting new loan applications.
• Assess and analyze financial accounts, property valuations, and credit searches.
• Prepare and issue loan offers while ensuring compliance with guidelines.

Skills

Analytical skills

Communication skills

Detail-oriented

Organizational skills

Education

University degree in law, business, economics, or related fields

Tools

Microsoft Office

Job description

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German Lending & Development Analyst, London

Client: Fiduciam

Location: London, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views: 6

Posted: 16.06.2025

Expiry Date: 31.07.2025

Job Description:

About us:

Fiduciam is an innovative, fast-growing fintech lender revolutionizing bridging and development loans. Backed by top-tier institutional investors, we're expanding rapidly across the UK, Ireland, Netherlands, Germany, and Spain. Our dynamic team is on a mission to transform real estate lending, underpinned by cutting-edge technology. For our growing German business, we are seeking a German ‘Lending & Development Analyst’ to join the team in London. Learn more at www.fiduciam.co.uk.

Why join our team?

• Join a proven fintech pioneer entering rapid expansion mode having established a successful ten-year track record;
• Partner directly with visionary founders and help shape our future;
• Accelerate your career in a high-impact role;
• Be part of an elite team, whose principals have launched multiple successful platforms across financial services, and are proven innovators;
• Earn a competitive package with private medical insurance, within a privately owned company committed to investing in people and infrastructure;
• Make your mark as we scale across Europe and beyond.

Your mission:

You will drive the growth of our lending portfolio in Germany by underwriting new loan applications. You will assess loans, make underwriting decisions, and oversee existing loans. You will report directly to the Head of Germany.

Responsibilities include:

• Conduct financial analysis and due diligence of businesses in Germany;
• Analyze financial accounts, property valuations, credit searches, bank statements, and business appraisals;
• Analyze construction/development budgets and appraisals;
• Price loans and determine terms considering risk and liquidity;
• Prepare and issue loan offers;
• Prepare credit review papers and present to credit committee;
• Ensure compliance with policies, procedures, and risk management;
• Manage your loan book, maintaining high service and risk standards;
• Collaborate with the Country Manager, Case Managers, solicitors, valuers, and surveyors;
• Contribute to scaling Fiduciam to a multi-billion success.

About you:

• At least two years of underwriting experience in bridging, development, or commercial lending;
• Knowledge of the German property market;
• Understanding of credit risk assessment, valuations, land registry, conveyancing, and credit reports;
• Strong writing, analytical, and numerical skills;
• Highly organized, detail-oriented, and dedicated;
• University degree in law, business, economics, or related fields;
• Proactive, motivated, and hands-on;
• Excellent communication skills in both English and German;
• Eager to learn and grow within a dynamic company;
• Comfortable working in an international environment;
• Proficient in Microsoft Office;
• Eligible to work in the UK.

What’s in it for you:

• Exposure to seasoned finance professionals;
• Opportunity to lead and grow the German client-driven business;
• Competitive salary and private medical insurance;
• Visa sponsorship for top talent;
• Rapid career advancement in a meritocratic environment;
• Located in the heart of London's vibrant fintech scene;
• Potential for global growth.

Interested candidates should send their CV and cover letter to [emailprotected].