German Lending & Development Analyst

JR United Kingdom; Slough; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading fintech company based in Slough is seeking a German Lending & Development Analyst to expand their lending portfolio in Germany. The ideal candidate will have expertise in underwriting, particularly within the German property market, and the role offers significant responsibility and opportunities for growth within a dynamic team.

Benefits

Private medical insurance

Competitive compensation package

Visa sponsorship available for top talent

Rapid career growth potential

Qualifications

• Preferably two or more years of underwriting experience.
• Knowledge of the German property market is essential.
• Excellent writing and communication skills in English and German.

Responsibilities

• Conduct financial analysis and due diligence for loan applications.
• Price loans and determine terms based on risk and liquidity.
• Prepare detailed credit review papers for the credit committee.

Skills

Writing skills

Analytical skills

Numerical skills

Organizational skills

Communication skills (English and German)

Education

University degree (law, business, or economics)

Tools

Microsoft Office

Job description

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German Lending & Development Analyst, Slough

Client: Fiduciam

Location: Slough, United Kingdom

Job Category: Other

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EU work permit required: Yes

Job Views: 6

Posted: 16.06.2025

Expiry Date: 31.07.2025

Job Description:

About us:

Fiduciam is an innovative, fast-growing fintech lender revolutionizing bridging and development loans. Backed by top-tier institutional investors, we're expanding rapidly across the UK, Ireland, Netherlands, Germany, and Spain. Our dynamic team is on a mission to transform real estate lending, underpinned by cutting-edge technology. For our growing German business, we are seeking a German Lending & Development Analyst to join the team in London. Learn more at www.fiduciam.co.uk.

Why join our team?

• Join a proven fintech pioneer entering rapid expansion mode with a successful ten-year track record;
• Partner directly with visionary founders and help shape our future;
• Accelerate your career trajectory in a high-impact role;
• Be part of an elite team, whose principals have launched multiple successful platforms across financial services and are proven innovators;
• Earn a competitive compensation package with private medical insurance, within a privately owned company whose leaders are passionate about investing in people and infrastructure for the long term;
• Make your mark as we scale across Europe and beyond.

Your mission:

You will be the driving force behind growing our lending portfolio in Germany by underwriting new loan applications. You will assess loans on their merits, make underwriting decisions on whether applications proceed to offer, and assist in overseeing an existing loan portfolio. You will report directly to the Head of Germany.

In this role, you will:

• Conduct financial analysis and due diligence of a wide variety of businesses in Germany;
• Analyze key items such as financial accounts, property valuations, credit searches, bank statements, and business appraisals to make informed lending decisions;
• Analyze construction/development budgets and appraisals;
• Price loans and determine terms, considering relevant risk and liquidity factors;
• Prepare and issue loan offers;
• Prepare detailed credit review papers and present them to the credit committee;
• Ensure compliance with company policies, procedures, and risk management guidelines;
• Own your own loan book, maintaining high standards of service and risk management;
• Partner closely with the Country Manager, Case Managers, solicitors, valuers, and surveyors;
• Play an integral part in scaling Fiduciam to a multi-billion success.

About you:

• Preferably two or more years of underwriting experience in bridging, development, or commercial lending;
• Knowledge of the German property market;
• Understanding of assessing credit risk, borrowing structures, RICS valuations, land registry records, reports on title, conveyancing, and credit reports;
• Good writing, analytical, and numerical skills;
• Highly organized, dedicated, and detail-oriented;
• A university degree with solid results (preferably in law, business, or economics);
• Hands-on, motivated, and proactive;
• Excellent written and verbal communication skills in both English and German;
• Eager to learn and push boundaries in a growing company;
• Enjoy working in an international environment;
• Proficient in Microsoft Office tools;
• Eligible to work in the UK.

What's in it for you:

• Unparalleled exposure working alongside seasoned finance professionals;
• Opportunity to lead and grow the German client-driven business;
• Competitive compensation, including private medical insurance;
• Visa sponsorship available for top talent;
• Opportunity to accelerate your career with significant responsibilities in a meritocratic environment;
• Conveniently located office in London's vibrant fintech scene;
• Rapid career growth potential as we scale globally.

We are looking for someone with a strong work ethic, enthusiasm, and a personality that fits within our diverse team. Interested candidates should send their CV and cover letter to [emailprotected].