Fraud, Associate

Shift4; Greater London; Hybrid; GBP 55,000 - 85,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Shift4 is seeking a Fraud Associate to monitor daily transactions, analyze patterns with BI tools, and manage card scheme compliance (Visa/Mastercard) to mitigate chargebacks. You will partner with risk and merchant teams to build and optimize fraud detection workflows.

You will communicate with SMB clients across channels, develop reports, and stay proactive in a fast-paced, multilingual environment. Hybrid role in London with weekly office visits.

Qualifications

• 2+ years of experience with BI tools or advanced Excel.
• Degree in Banking & Finance, Statistics, Data Analytics, or Economics, or fraud/Investigation experience.
• Strong communication and analytical mindset; able to work independently and in teams.

Responsibilities

• Monitor and investigate suspicious transactions and merchant activity daily.
• Analyze fraud patterns across portfolio using BI tools and spot trends.
• Collaborate with internal teams and card schemes on fraud detection and compliance.
• Develop reports and tools to prevent fraud and chargebacks; share insights.
• Communicate with merchants and SMB clients on compliance and fraud inquiries.
• Support risk team in monitoring high-risk merchants and processes.

Skills

BI tools experience

Excel (advanced)

SQL

Tableau

Qlik

Oracle BI

SAP

Education

Banking & Finance / Statistics / Data Analytics / Economics degree

Tools

Oracle BI

SAP

Qlik

Tableau

SQL

Advanced Excel

Job description

## Fraud, AssociateApply: Hybrid: Remote - United Kingdom: Full time: Posted 2 Days Ago: JR0000463Shift4 (NYSE: FOUR) is boldly redefining commerce by simplifying complex payments ecosystems across the world. As the leader in commerce-enabling technology, Shift4 powers billions of transactions annually for hundreds of thousands of businesses in virtually every industry. For more information, visit www.shift4.com. **Summary:** The Fraud Associate monitors daily transaction and merchant activity, analyzes fraud patterns using BI tools, and manages card scheme compliance (Visa/Mastercard) to mitigate chargebacks and risks. This role requires strong cross-functional collaboration, direct merchant communication, and proactive optimization of fraud prevention workflows. **Responsibilities:*** Monitor and investigate suspicious transactions, merchants, and third-party activity daily.* Dive deep into fraud patterns across our portfolio using BI tools – spot trends, think critically, and act fast.* Partner with teams across the company and with external stakeholders to develop and implement top-tier fraud detection strategies.* Build and enhance reports, tools, and processes to prevent fraud and chargebacks – your insights will directly influence our security.* Communicate directly with merchants and partners to assess fraud risk and agree next steps for resolution. Act as a trusted point of contact for SMB clients on compliance and fraud-related queries, with the ability to confidently engage clients across multiple channels - email, live chat, and phone/video calls.* Collaborate with card schemes like Visa and Mastercard on program breaches, appeals, investigations, and reporting.* Stay on top of chargeback and fraud programs, ensuring compliance and proactive management of scheme requirements.* Work hand-in-hand with the Risk team to identify and monitor high-risk merchants.* Help shape the tools and workflows we use every day by challenging outdated processes and suggesting smarter, faster ways to work.* Other ad hoc tasks can be assigned by the manager as needed. **Requirements:** * 2+ years of experience with BI tools such as Oracle BI, SAP, Qlik, Tableau, or SQL, or advanced Excel skills are a must.* A degree in Banking & Finance, Statistics, Data Analytics, Economics, or similar, or hands-on experience in fraud/investigative roles within Payments or Banking.* Card transactions, Acquiring background, highly advantageous.* Big plus if you have direct experience supporting small-to-medium business (SMB) clients.* Clear, confident communication in English (both spoken and written).* Strong analytical mindset with great investigative instincts – you don’t stop until you get to the \"why\".* Able to manage multiple priorities with focus and independence – you’re organized and driven. Able to work under minimal supervision / high degree of independence allocated, and have strong independent decision-making capabilities* Energetic, innovative, and adaptable – you bring a spark to the team and enjoy being both fun and professional.* You’re approachable, easy to collaborate with, but not afraid to push back when there’s a better way to do something.* You thrive in an environment where ownership, creativity, and momentum are encouraged.* Enjoying working in a fast-paced and multi-cultural environment.* Innovative and flexible person full of energy. Easy to work with, but challenging, and always looking for improvement. A proactive mindset with a touch of “va va voom”—you know how to make things happen and bring positive energy to the team.* Candidate must be located in the proximity of London* This is a hybrid role. Candidate must be comfortable traveling to the office in London once a week. *We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.*