Fraud Analyst

fs talent; Greater London; On-site; GBP 40,000 - 55,000; Full time

Job summary

A leading payments business in the UK is seeking a Fraud Analyst to play a key role in protecting global payment operations. In this role, you will monitor and analyze transactions to identify and prevent fraud, manage chargebacks, and support secure payments. The ideal candidate will have 2–3 years of experience in fraud analysis, strong analytical skills, and familiarity with fraud prevention techniques like 3D Secure. This is an opportunity to work in a dynamic environment with the latest tools.

Qualifications

• 2–3 years’ experience in fraud analysis, ideally with cards/payments.
• Knowledge of chargebacks and card scheme processes.
• Familiarity with fraud prevention protocols such as 3D Secure.

Responsibilities

• Monitor and analyse transactions to spot fraud in real time.
• Lead investigations and prepare reports for senior stakeholders.
• Manage the full chargeback process with card networks.

Skills

Fraud analysis

Data analysis

SQL

Machine learning

Communication

Tools

Fraud detection tools

Job description

Join a dynamic and fast-growing payments business where you’ll play a key role in protecting global payment operations. This is an exciting opportunity to take ownership of fraud prevention across card transactions, chargebacks, and pay‑by‑link payments, while shaping best practices in a forward‑thinking environment.

Why this role?

• Be part of a growing fraud & risk function with real impact on company performance.
• Work with the latest fraud prevention tools and contribute to automation projects.
• Gain hands‑on exposure to global card schemes (Visa/Mastercard) and innovative payment solutions.
• Collaborate across teams and influence how fraud prevention evolves.
• Opportunities to expand your skills in data analysis, SQL, and machine learning.

What you’ll do

• Monitor and analyse transactions to spot and stop fraud in real time.
• Lead investigations and prepare clear reports for senior stakeholders.
• Manage the full chargeback process and work directly with card networks and merchants.
• Support secure pay‑by‑link payments, including 3D Secure checks.
• Recommend improvements based on trends and data insights.
• Help shape and refine fraud systems, processes, and automation.

What we’re looking for

• 2–3 years’ experience in fraud analysis, ideally with cards/payments.
• Knowledge of chargebacks, card scheme processes, and fraud alerts (e.g. TC40, SAFE).
• Familiarity with fraud prevention protocols such as 3D Secure.
• Strong analytical mindset, comfortable with fraud detection tools and data analysis.
• Curious and solutions‑driven, with the ability to work under pressure.
• A clear communicator who enjoys working with cross‑functional teams.