Financial Consultant

Westminster Commercial Finance; Greater London; Hybrid; GBP 55,000 - 65,000; Full time

Benefits offered by this job

Performance bonus

Annual performance bonus

Hybrid working

Job summary

Westminster Commercial Finance is seeking a Junior to Mid-Level Financial Consultant to join our growing consultancy. You will work on financial analysis, funding strategy, and commercial decision-support for client businesses in a hybrid London setting.

The role progresses through graduate/trainee pathways with extensive development in financial statement analysis, cash-flow forecasting, client communication, and funding structures, supported by a competitive base salary and performance bonuses.

Qualifications

• Strong numerical and analytical ability.
• Excellent communication of financial information.
• Strong Excel and financial modelling skills.
• Level 4 consultancy analysis certification required.

Responsibilities

• Reviewing company financial information, management accounts and cash-flow positions.
• Building and interpreting financial models, forecasts and scenario analyses.
• Supporting clients in understanding their financial and commercial position.
• Assessing business funding requirements and researching suitable commercial funding options.
• Preparing financial summaries, reports and presentations.
• Comparing commercial finance structures based on cost, term, security requirements and business objectives.
• Conducting market, company and sector research.
• Supporting senior consultants with more complex client assignments.
• Liaising with lenders and other professional parties as appropriate.

Skills

Financial modelling

Excel

Data analysis

Analytical thinking

Communication skills

Education

Level 4 consultancy analysis certification

Job description

London, United Kingdom Full Time Junior to Mid-Level £55,000 – £65,000 + Performance Bonus

Location: Central London
Working Pattern: Full-time | Hybrid
Salary: £55,000 – £65,000 + Performance Bonus
Career Level: Junior to Mid-Level opportunities available

The Opportunity

We are looking for an ambitious Financial Consultant to join a growing financial consultancy supporting businesses with financial analysis, commercial decision-making and funding strategy.

This is not a traditional banking role. You will work across real commercial situations, helping clients understand their financial position, assess potential funding routes and make better-informed business decisions.

The position offers exposure to businesses across multiple sectors and is particularly suited to someone who enjoys combining financial analysis with communication, problem-solving and commercial thinking.

What You'll Be Doing

Your responsibilities will include:

Reviewing company financial information, management accounts and cash-flow positions.

Building and interpreting financial models, forecasts and scenario analyses.

Supporting clients in understanding their financial and commercial position.

Assessing business funding requirements and researching suitable commercial funding options.

Preparing financial summaries, reports and presentations.

Comparing commercial finance structures based on cost, term, security requirements and business objectives.

Conducting market, company and sector research.

Supporting senior consultants with more complex client assignments.

Liaising with lenders, finance providers and other professional parties where appropriate.

Helping businesses prepare information required when approaching potential finance providers.

Identifying financial risks, cash-flow pressures and potential areas for commercial improvement.

Maintaining accurate client records and ensuring work is completed in accordance with internal compliance procedures.

What We're Looking For

We are interested in candidates with backgrounds in areas such as:

Finance | Economics | Accounting | Banking | Business | Financial Management | Investment & Risk | Data Analysis

You should have:

Strong numerical and analytical ability.

Previous consultancy experience is advantageous but not essential for candidates entering through the graduate or trainee pathway.

A good understanding of financial statements and commercial finance.

The confidence to communicate financial information clearly.

Strong Excel and financial modelling skills, or the willingness to develop them.

Level 4 consultancy analysis certification

Commercial awareness and an interest in how businesses operate.

Strong attention to detail.

The ability to manage several pieces of work simultaneously.

Graduate & Trainee Candidates

We are particularly interested in ambitious graduates who want to develop a long-term career in financial consultancy.

Successful junior candidates will receive structured development covering:

Financial statement analysis

Cash-flow forecasting

Client communication

Business funding structures

Professional report writing

Commercial research

Alongside a competitive base salary, the package includes:

Performance-related quarterly bonus

Annual performance bonus

Salary reviews linked to progression

Hybrid working following the initial training period

25 days' annual leave plus bank holidays

Company pension

Regular performance and career-development reviews

Clear progression into Senior Financial Consultant and management-level positions

High-performing consultants will have the opportunity to take greater ownership of client relationships and more complex commercial assignments as they progress.

Important Regulatory Scope

This role is focused on commercial financial consultancy, analysis and business support.

The position does not involve providing regulated investment advice or making personal recommendations concerning regulated investments unless such activity is separately conducted within the appropriate regulatory permissions and framework.

Employees are expected to work strictly within the scope of the firm's services and internal compliance procedures.

This position is designed to provide a genuine career path rather than simply a first job in finance.

A typical progression route may include:

For candidates who demonstrate strong analytical ability, commercial judgement and client-management skills, progression can be accelerated.

Specialisms

• Commercial Finance
• Cash-Flow Forecasting
• Business Funding
• Commercial Research
• Client Consultancy

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