Commercial Finance Manager

Westminster Commercial Finance

Greater London

Hybrid

GBP 55,000 - 65,000

Full time

14 days+

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Benefits offered by this job

Annual performance bonus

25 days annual leave + bank holidays

Company pension

Ongoing training

Job summary

Westminster Commercial Finance is seeking a Commercial Finance Manager to work with business owners and senior decision-makers to assess funding requirements and develop commercial finance strategies. You will blend financial analysis with relationship management to drive funding solutions.

The role spans consultations, reviewing financial data, evaluating funding structures, and presenting cases to lenders.

Qualifications

Experience within commercial finance, banking, lending, business finance, financial consultancy or closely related environment.
Comfortable discussing financial matters with senior professionals and translating complex information into clear commercial discussions.
Strong numerical and analytical ability.
Good organisational and case-management skills.
Professional written communication.

Responsibilities

Analyse business financial information and assess funding requirements.
Prepare and present funding proposals to lenders and providers.
Develop and manage relationships with banks, brokers, accountants and introducers.
Coordinate applications and respond to lender requests.
Progress multiple client cases through the funding process.

Skills

Commercial finance

Relationship management

Analytical ability

Communication skills

Education

Certification in Compliance & Accountancy

Job description

Location: Central London
Working Pattern: Full-time | Monday–Friday
Salary: £55,000–£65,000 basic + performance-related bonus
OTE: £75,000+
Career Level: Mid-Level / Experienced

The Opportunity

We are looking for an ambitious and commercially minded Commercial Finance Manager to join a growing financial consultancy working with businesses across a diverse range of sectors.

This is not a traditional accounting or corporate finance position.

You will work directly with business owners, directors and senior decision-makers to understand their commercial objectives, assess their funding requirements and help develop appropriate commercial finance strategies.

The position combines financial analysis, relationship management, business development and commercial problem-solving. It would particularly suit someone who enjoys understanding how businesses operate and finding practical funding solutions to support their growth.

What You'll Be Doing

You will manage commercial finance enquiries from initial discussion through to completion, including:

Holding consultations with business owners and directors to understand their funding requirements.

Reviewing company financial information, management accounts, cash-flow forecasts and business plans.

Assessing the commercial viability of potential funding requirements.

Helping businesses understand the different commercial funding structures potentially available to them.

Preparing professional funding proposals and supporting documentation.

Presenting suitable cases to lenders and commercial finance providers.

Managing relationships with banks, specialist lenders and other finance providers.

Comparing commercial terms, repayment structures and funding conditions.

Coordinating applications and responding to lender information requests.

Managing multiple cases through the funding process.

Maintaining accurate records of client discussions and documentation.

Developing long-term relationships with clients and professional introducers.

Identifying opportunities to support existing clients with future commercial requirements.

Areas of Commercial Finance

Depending on experience, you may work across areas including:

Business Loans & Growth Finance
Supporting established businesses seeking capital for expansion, acquisitions, equipment, recruitment or general business investment.

Asset Finance
Helping businesses explore funding structures for vehicles, machinery, technology and other commercial assets.

Invoice & Working Capital Finance
Working with businesses seeking to strengthen cash flow or release working capital against outstanding invoices.

Commercial Property Finance
Supporting appropriate commercial property and business premises funding enquiries.

Development & Bridging Finance
Assisting with commercially appropriate short-term and development-related funding requirements.

What We're Looking For

We are interested in candidates with experience within commercial finance, banking, lending, business finance, financial consultancy or a closely related environment.

You should be comfortable discussing financial matters with senior business professionals and capable of translating complex information into clear commercial discussions.

The successful candidate will ideally demonstrate:

Experience analysing business financial information.

Excellent communication and relationship-management skills.

Confidence speaking with company directors and business owners.

An understanding of commercial lending and credit considerations.

Strong numerical and analytical ability.

A certification in Compliance and Accountancy

Good organisational and case-management skills.

Professional written communication.

The ability to manage several client cases simultaneously.

A proactive approach to developing new and existing business relationships.

Experience working with lenders, brokers, accountants, professional introducers or commercial finance providers would be advantageous.

Performance & Rewards

We want strong performance to be properly recognised.

Alongside a competitive basic salary, the position offers a performance-related bonus structure linked to successfully completed commercial business.

High-performing managers will therefore have the opportunity to significantly increase their overall earnings.

Additional benefits may include:

Annual performance bonus.

Additional incentives for exceeding quarterly targets.

25 days' annual leave plus bank holidays.

Company pension.

Ongoing commercial finance training.

Regular salary and performance reviews.

Opportunities to develop specialist sector expertise.

Access to an expanding network of commercial finance providers.

This position has been designed as more than simply a case-management role.

As the business grows, successful Commercial Finance Managers will have the opportunity to progress towards positions such as:

There will also be opportunities to develop specialist expertise within particular industries or commercial funding areas.

Who Would Suit This Role?

You may currently be working as a Commercial Finance Manager, Business Finance Consultant, Commercial Finance Broker, Relationship Manager, Business Banking Manager, Lending Manager, Commercial Analyst or Finance Consultant and be looking for a position offering greater responsibility and earning potential.

We are particularly interested in people who can combine financial understanding with commercial judgement and strong client relationships.

If you enjoy understanding businesses, solving funding challenges and building long-term professional relationships, this could be an excellent next step in your career.

Specialisms