Business Finance Advisor

Westminster Commercial Finance

Greater London

Hybrid

GBP 45,000 - 52,000

Full time

5 days ago

Be an early applicant

Application generator

An application made for this job — a tailored resume and cover letter that speak straight to the posting.

Get past ATS filters

Benefits offered by this job

Hybrid working

Structured onboarding and training

Career progression

Company pension

Generous annual leave

Regular performance and salary reviews

Job summary

Westminster Commercial Finance is seeking a commercially minded Business Finance Advisor to support UK businesses with their funding requirements, financial planning and commercial decision-making. The role is client-facing with hybrid working in Central London and a salary of £45,000–£52,000 per annum plus a performance bonus.

You will progress businesses through funding options including loans, asset finance, invoice financing and more, with onboarding, development and clear progression

Qualifications

Strong numerical and analytical skills.
Degree in finance, accounting, economics or business may be advantageous.
Confidence in communicating with business owners and senior professionals.
Understanding financial statements, cash flow and business performance.
Professional, client-focused approach with long-term career interest.

Responsibilities

Manage conversations with prospective and existing business clients to understand objectives and financing needs.
Review management accounts, cash-flow information and other financial documentation.
Assess the commercial viability of funding options and explain them clearly.
Prepare client summaries and finance proposals for lenders and internal teams.
Maintain accurate records of client discussions and applications.
Follow compliance, confidentiality and data-protection procedures.

Skills

Strong numerical and analytical skills

Excellent communication skills

Commercial awareness

Confidence communicating with business

Education

Finance/accounting/economics/business degree (advantageous)

Job description

London, United Kingdom Full Time Advisor £45,000 – £52,000 per annum + Performance Bonus

Location: Central London
Employment Type: Full-Time, Permanent
Salary: £45,000 – £52,000 per annum + Performance Bonus
Working Pattern: Monday–Friday | Hybrid options available

The Opportunity

We are looking for a commercially minded Business Finance Advisor to join a growing financial consultancy team supporting UK businesses with their funding requirements, financial planning and commercial decision-making.

This is a client-facing position suited to someone who enjoys understanding how businesses operate, analysing their financial position and helping business owners explore practical finance solutions.

Rather than focusing on investments or personal wealth management, you will work primarily with businesses, directors and commercial clients, helping them understand their funding requirements and navigate appropriate business finance options.

You will receive structured onboarding, ongoing professional development and exposure to a broad range of businesses, sectors and financial scenarios.

What You'll Be Doing

As a Business Finance Advisor, you will manage conversations with prospective and existing business clients to understand their commercial objectives and financing requirements.

Your responsibilities will include:

Speaking with business owners, directors and senior decision-makers.

Understanding a client's business model, objectives and current financial position.

Identifying the purpose and scale of a client's funding requirement.

Reviewing management accounts, cash-flow information and other relevant financial documentation.

Assessing the commercial viability of potential funding options.

Helping clients understand different forms of business finance.

Supporting businesses seeking funding for expansion, equipment, working capital, acquisitions or other commercial purposes.

Exploring options including commercial loans, asset finance, invoice finance and other business funding solutions where appropriate.

Preparing clear client summaries and finance proposals.

Liaising with lenders, finance providers and internal teams.

Gathering the documentation required to progress finance applications.

Comparing commercial terms and explaining key differences clearly to clients.

Maintaining accurate records of client discussions and applications.

Following internal compliance, confidentiality and data-protection procedures.

Developing long‑term professional relationships with business clients.

Keeping up to date with developments across the commercial finance market.

What We’re Looking For

We are interested in candidates who combine strong communication skills with commercial awareness and an ability to understand financial information.

You may already have experience within:

Applications are also welcomed from ambitious candidates earlier in their careers who demonstrate strong financial knowledge and commercial potential.

You should ideally have:

Strong numerical and analytical skills.

A degree in finance, accounting, economics, business, banking or a related discipline may be advantageous but is not essential where relevant experience can be demonstrated.

Confidence in communicating with business owners and senior professionals.

An understanding of financial statements, cash flow and business performance.

Good commercial judgement.

Level 4 CPD certification for financial advisers

Excellent written and verbal communication skills.

The ability to explain financial information in straightforward language.

Strong organisation and attention to detail.

A professional and client-focused approach.

An interest in developing a long‑term career within business and commercial finance.

What We Offer

This position has been designed to provide both strong earning potential and genuine career development.

Benefits include:

Performance-related bonus scheme.

Additional incentives linked to individual and team performance.

Structured onboarding and training.

Exposure to businesses across multiple industries.

Clear progression opportunities into Senior Advisor, Commercial Finance Manager and leadership positions.

Hybrid working opportunities following successful onboarding.

Company pension.

Generous annual leave allowance.

Regular performance and salary reviews.

We want this position to develop beyond simply processing finance enquiries.

Successful Business Finance Advisors will have the opportunity to build their own portfolio of commercial relationships and progress towards more senior responsibilities, including complex business finance cases, larger corporate clients and team management.

A typical progression route could include:

Business Finance Advisor → Senior Business Finance Advisor → Commercial Finance Manager → Head of Business Finance

Important Scope of the Role

This is a business and commercial finance position and is not an investment‑advisory or personal wealth‑management role.

The successful candidate will operate within the services and permissions applicable to the business. They must not provide regulated investment advice or undertake regulated activities unless the relevant activity is appropriately authorised or exempt.

Specialisms