Emerging Markets Corporate Credit - Senior Manager

JR United Kingdom; London; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading financial institution seeks a Senior Manager in Corporate Credit in London. The role involves managing structured financing credit risks, evaluating credit applications, and supporting the development of junior staff. Ideal candidates will have strong experience in credit analysis and risk management, with a proactive approach to leadership and change management.

Qualifications

• Experience in writing credit applications within a Financial Institution.
• Good understanding of accounting principles.
• Knowledge of lending and derivative products.

Responsibilities

• Evaluate and approve credit applications, conducting risk assessments.
• Manage ongoing credit portfolio and communicate key risks.
• Support training and development of junior team members.

Skills

Credit Analysis

Financial Analysis

Risk Management

Communication

Job description

Social network you want to login/join with:

Emerging Markets Corporate Credit - Senior Manager, London

Client: Morgan McKinley

Location: London, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views: 1

Posted: 23.05.2025

Expiry Date: 07.07.2025

Job Description:

The Corporate Credit Team is responsible for providing management and analytical support for the Bank’s activities in its Global Markets business areas (FIC and Commodities) and implementing the Bank’s credit procedures and policies, including approval of credit limits. It manages a portfolio of structured financing credit risks associated with strategic lending transactions and related investing activities, aiming to manage risk within acceptable parameters.

This role involves managing a portfolio of structured financing credit risks, structuring, assessing, and managing risk within acceptable parameters. The candidate may also support the Bank’s commodities-related counterparty portfolio, for both financing and derivatives products.

Key Responsibilities

1. Evaluation and Approval of Credit Applications:

• Ownership and understanding of the risk profile of the structured transaction credit portfolio.
• Formulate and evaluate credit proposals, including comprehensive risk assessments for new or increased facilities, and conduct annual reviews of existing portfolios. Undertake quantitative and qualitative financial analysis to understand counterparty and structural risks.
• Support senior Credit management in all aspects.
• Collaborate closely with Deal Teams.
• Prepare and present applications to Credit Committee and other Risk forums involving Senior Management.
• Articulate credit appetite and provide guidance on deal structures and documentation to mitigate risks.
• Coordinate and ensure post-approval implementation of facilities and legal documentation complies with sanctions.
• Follow up on non-adherence to terms and conditions, assess inherent risks, and recommend actions to mitigate increased risks.
• Participate in ad-hoc projects and portfolio reviews as needed.

Ongoing Credit Management:

• Proactively communicate key risks as they arise.
• Manage the portfolio of accounts with appropriate escalation, monitoring, questioning, and understanding changes in credit quality.

Leadership:

• Demonstrate and develop a proactive, “Change the Bank” mindset.
• Initiate and own change projects within Credit and the Business.
• Support training and development of graduates and junior team members.

Business Support & Recoveries (BS&R):

• Support the team with management of Watchlist and Non-Performing names.

Preferred Qualifications and Experience

• Experience in writing credit applications and analyzing transactions within a Financial Institution’s credit risk department.
• Good understanding of accounting principles to analyze financial strengths and weaknesses of clients and identify potential risks.
• Knowledge of lending and derivative products across sectors, ability to analyze cash-flow models, and conduct sensitivity analysis.
• Ability to understand structured deals and ensure sound security and covenant structures.
• Experience providing credit support to Deal and Sales Teams.
• Knowledge of risk systems for monitoring and analyzing client account behavior.
• Understanding of credit procedures, policies, and standards.
• Experience operating with delegated approval authority.
• Experience dealing with non-performing or defaulted names, including recoveries, is beneficial but not essential.

Personal Attributes

• Self-starter with a strong work ethic.
• Confident and effective communicator (verbal and written).