Senior Credit Risk Analyst

Deel; United Kingdom; On-site; GBP 50,000 - 90,000; Full time

Job summary

Join a forward-thinking company as a Credit Risk Senior Analyst, where you'll play a pivotal role in shaping credit risk strategies and frameworks. This position offers an exciting opportunity to work collaboratively across finance and operations, developing policies that align with regulatory requirements. Your analytical skills will be crucial in assessing credit exposures and optimizing risk models. With a strong focus on innovation and continuous learning, you'll contribute to a culture that values diversity and inclusion while driving significant impact in the global economy. If you're passionate about financial risk management, this role is your chance to make a difference.

Benefits

Stock grant opportunities

Flexible remote work

WeWork access

Qualifications

• 5-7 years of experience in credit risk management or financial risk analysis.
• Advanced understanding of financial regulations and credit products.

Responsibilities

• Develop and maintain credit risk policies and frameworks.
• Conduct in-depth credit risk analysis and reporting.
• Collaborate with teams to implement key risk indicators.

Skills

Credit Risk Management

Financial Risk Analysis

Statistical Analysis

Problem-Solving

SQL

Python

Education

Bachelor's degree in Finance

MBA or Master's in Finance

Tools

Risk Management Information Systems (RMIS)

Job description

1 month ago Be among the first 25 applicants

Who We Are Is What We Do.

Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Built for the way the world works today, Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 100+ countries—helping businesses scale smarter, faster, and more compliantly.

Who We Are Is What We Do.

Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Built for the way the world works today, Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 100+ countries—helping businesses scale smarter, faster, and more compliantly.

Among the largest globally distributed companies in the world, our team of 5,000 spans more than 100 countries, speaks 74 languages, and brings a connected and dynamic culture that drives continuous learning and innovation for our customers.

Why should you be part of our success story?

As the fastest-growing Software as a Service (SaaS) company in history, Deel is transforming how global talent connects with world-class companies – breaking down borders that have traditionally limited both hiring and career opportunities. We're not just building software; we're creating the infrastructure for the future of work, enabling a more diverse and inclusive global economy. In 2024 alone, we paid $11.2 billion to workers in nearly 100 currencies and provided healthcare and benefits to workers in 109 countries—ensuring people get paid and protected, no matter where they are.

Our momentum is reflected in our achievements and customer satisfaction: CNBC Disruptor 50, Forbes Cloud 100, Deloitte Fast 500, and repeated recognition on Y Combinator’s top companies list – all while maintaining a 4.83 average rating from 15,000 reviews across G2, Trustpilot, Captera, Apple and Google.

Your experience at Deel will be a career accelerator. At the forefront of the global work revolution, you'll tackle complex challenges that impact millions of people's working lives. With our momentum—backed by a $12 billion valuation and $800 million in Annual Recurring Revenue (ARR) in just over five years—you'll drive meaningful impact while building expertise that makes you a sought-after leader in the transformation of global work.

Job Summary

We’re seeking a highly skilled Credit Risk Senior Analyst to join our Global Risk Management team. This role is critical to the development and oversight of credit risk strategies, frameworks, and processes that ensure effective management of financial risks. You will play a key role in assessing and mitigating credit exposures, optimizing risk models, and delivering actionable insights to support sustainable growth. If you have a strong background in financial risk management and a passion for solving complex credit-related challenges, this role is for you.

What You’ll Do

As a Credit Risk Senior Analyst, you’ll work collaboratively across finance, operations, and other business units to develop and enhance credit risk frameworks, policies, and reporting. Your responsibilities will include:

• Develop and Maintain Credit Risk Policies: Draft, maintain, and update credit risk policies, procedures, and frameworks aligned with the organization’s enterprise risk management (ERM) strategy and regulatory requirements.
• Credit Risk Assessment and Analytics: Conduct in-depth credit risk analysis, including evaluating counterparties, customers, and portfolios. Analyze credit exposure, concentration risks, and creditworthiness to inform decision-making.
• Model Development and Validation: Develop and validate credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD) models.
• Implementation of Key Risk Indicators (KRIs): Support the implementation and monitoring of KRIs and other metrics to measure and track credit risk effectively.
• Stakeholder Collaboration: Work with finance, operations, and other teams to develop appropriate metrics and deliver relevant and accurate data for credit risk management.
• Risk Reporting: Prepare comprehensive credit risk reports for governance committees, boards, and other stakeholders. Ensure that reporting aligns with regulatory requirements and internal standards.
• Credit Portfolio Management: Monitor and manage credit portfolios, identifying emerging risks and recommending strategies to mitigate potential losses.
• Regulatory Compliance: Ensure adherence to relevant financial regulations and guidelines, maintaining up-to-date knowledge of changes in the regulatory landscape.
• ERM Alignment: Collaborate on enterprise-wide risk initiatives, such as risk appetite frameworks, RCSAs, and risk education programs, to foster a strong risk-aware culture.
• Process Optimization: Leverage data and tools to identify trends in credit losses and recommend process improvements to reduce exposure and enhance profitability.
  
  

Qualifications

• Bachelor’s degree in Finance, Economics, Business, or a related field. Advanced degrees (MBA, Master’s in Finance) preferred.
• Work Experience: 5-7 years of experience in credit risk management, financial risk analysis, or related roles within banking, financial services, or fintech industries.
• Expertise in credit risk management frameworks, including credit scoring models, stress testing, and portfolio risk assessment.
• Demonstrated experience integrating credit risk frameworks into business processes and decision-making.
• Advanced understanding of financial regulations, credit products, and payment services.
• Strong analytical and complex problem-solving skills, with experience in statistical analysis and modeling.
• Familiarity with risk-related technologies and tools, such as Risk Management Information Systems (RMIS) and actuarial tools.
  
  

Preferred Qualifications

• Professional certifications such as CFA, FRM, or CRM.
• Proficiency in SQL, Python, or other analytical tools for data analysis and modeling.
• Experience defining program requirements and leveraging data-driven insights to optimize credit risk processes.
• Strong project management skills with the ability to lead cross-functional initiatives
  
  

Total Rewards

Our workforce deserves fair and competitive pay that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and access for all.

Some things you’ll enjoy

• Stock grant opportunities dependent on your role, employment status and location
• Additional perks and benefits based on your employment status and country
• The flexibility of remote work, including optional WeWork access
  
  

At Deel, we’re an equal-opportunity employer that values diversity and positively encourage applications from suitably qualified and eligible candidates regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.

Unless otherwise agreed, we will communicate with job applicants using Deel-specific emails, which include @deel.com and other acquired company emails like @payspace.com and @paygroup.com. You can view the most up-to-date job listings at Deel by visitingour careers page.

Deel is an equal-opportunity employer and is committed to cultivating a diverse and inclusive workplace that reflects different abilities, backgrounds, beliefs, experiences, identities and perspectives.

Deel will provide accommodation on request throughout the recruitment, selection and assessment process for applicants with disabilities. If you require accommodation, please inform our Talent Acquisition Team at [e-mail] of the nature of the accommodation that you may require, to ensure your equal participation.

We use Covey as part of our hiring and/or promotional processes. As part of the evaluation process, we provide Covey with job requirements and candidate-submitted applications. Certain features of the platform may qualify it as an Automated Employment Decision Tool (AEDT) under applicable regulations. For positions in New York City, our use of Covey complies with NYC Local Law 144.

We began using Covey Scout for Inbound on March 30, 2025.

For more information about our data protection practices, please visit our Privacy Policy. You can review the independent bias audit report covering our use of Covey here: https://getcovey.com/nyc-local-law-144

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Human Resources Services

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