Senior Risk Analyst - Credit Risk

Nationwide; Northampton; Hybrid; GBP 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a Senior Risk Analyst to join their Provisions team in Credit Risk Measurement. This role offers the chance to work within a dynamic team, delivering insightful analysis to senior stakeholders. You will play a key role in addressing emerging risks and enhancing processes, all while contributing to a customer-first approach. With a hybrid working model, you’ll enjoy the flexibility of remote work while collaborating in the office. If you are passionate about making a meaningful impact and thrive in a supportive environment, this opportunity is perfect for you.

Benefits

Personal pension scheme

Paid volunteering days

Life assurance

Salary sacrifice benefits

Health and wellness options

Performance-related bonus

Career development training

25 days holiday

Qualifications

• Experience with analytical software like SQL and SAS Base.
• Ability to analyze and interpret data effectively.

Responsibilities

• Deliver monthly provisions reporting and insight analysis.
• Identify and implement process improvements.

Skills

SQL

SAS Base

Data Analysis

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Problem Solving

Job description

This is a great opportunity for a Senior Risk Analyst to join our Provisions team in Credit Risk Measurement. You'll work within a close knit, friendly and dynamic team working on the production of both regular provision reporting and accompanying insight and analysis.

This role is within the Risk function, which has been at the heart of Nationwide Building Society's response to the current cost of living crisis, with a key component coming from our Provisions team, drawing insight and considering impacts to ensure the Society remains well placed to support our members and customers.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at either our Northampton or Swindon offices. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.
What you'll be doing

Recognised as a subject matter expert in your area, your work will be varied and technically demanding. Under the guidance of a Risk Manager, you'll be responsible for delivering monthly provisions reporting and insight analysis to senior stakeholders, covering both Retail and Commercial lending.

There will be opportunities to create new approaches for the measurement of emerging risks with stakeholders, in addition to identifying and delivering process and controls improvements, ensuring all output needs are maintained and adequate controls are in place.

You'll also work closely with our Finance colleagues in the preparation of provision loss analysis to support the Interim and Annual Report and Accounts.
About you

As a minimum requirement you'll need to have/be:

• Proven experience of analytical software, such as: SQL, SAS Base, Enterprise Guide programming.
• Highly numerate and have relevant experience of analysing and interpreting data.
• Able to draw conclusions from analysis and present findings to senior stakeholders.
• An ability for developing new ways to solve complex problems.
• Fully proficient with key Microsoft applications i.e. Excel, Word, PowerPoint.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think - we're honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don't settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.
The extras you'll get

There are all sorts of employee benefits available at Nationwide, including:

• A personal pension - if you put in 7% of your salary, we'll top up by a further 16%
• Up to 2 days of paid volunteering a year
• Life assurance worth 8x your salary
• A great selection of additional benefits through our salary sacrifice scheme
• Wellhub - Access to a range of free and paid options for health and wellness
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• 25 days holiday, pro rata

Banking - but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we're owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don't see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you're inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you're one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.
What to do next

If this role is for you, please click the 'Apply Now' button. You'll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

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