Risk Manager

ZipRecruiter; Portsmouth; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

Join a leading company as a Risk Manager, responsible for managing the risk framework and ensuring compliance with regulatory requirements. You will develop risk strategies, lead risk committees, and contribute to a collaborative culture focused on continuous improvement and inclusivity.

Benefits

Bonus earning potential

25 days holiday + 8 bank holidays

Competitive pension scheme

Hybrid working

Private Medical Cover

Life assurance

Retail discounts

Free onsite parking

Onsite nursery with discounts

Monthly well-being hour

Qualifications

• Experience in high-performing teams for risk management.
• Good knowledge of risk management frameworks.

Responsibilities

• Manage risk framework and ensure key risks are understood.
• Develop and maintain Risk Management Strategy and Framework.

Skills

Analytical Skills

Risk Management

Communication

Job description

Job Description

The role in a nutshell: Manage the risk framework for the business and ensure the key risks to KINTO are understood and within risk appetite.

A bit about the 'Risk Department': The Risk Department assists the business in its evaluation of risk and ensures that the correct methodology and approach is adopted when business activities are considered and undertaken.

What you'll be doing:

1. Developing, maintaining, and monitoring the business's Risk Management Strategy and Framework, including Risk Appetite and alignment with KINTO UK's Mid-Term Business Plan (MTBP).
2. Maintaining the Risk Management Policies to ensure they are aligned with Risk Strategy & Shareholder Guidelines.
3. Developing and managing Key Risk Indicators for existing and new products & services.
4. Contributing to an effective risk and compliance culture at KINTO and delivering training to key stakeholders.
5. Assisting the business in identifying all risks and escalating where appropriate, including refining risk capture processes and managing the Enterprise Risk Register.
6. Assisting with the Compliance Monitoring Programme.
7. Reporting to the GC / Management Board on changes to the risk profile and making recommendations for risk management.
8. Leading the development of credit scorecards and their implementation in the new fleet system.
9. Supporting risk and compliance audits, both internal and external.
10. Ensuring compliance with regulatory requirements.
11. Leading the operation of the KINTO UK Enterprise Risk Committee (bi-monthly) and ensuring effective escalation from risk committees.
12. Implementing Toyota global group risk policies.
13. Conducting the annual Risk and Control Self-Assessment.
14. Building relationships with other risk and compliance departments within Toyota group companies.
15. Horizon scanning for internal, market, and legal changes affecting company objectives.
16. Responding to ad hoc requests from the GC or CFO with agility.
17. Providing information and reports to Toyota and KINTO as needed.
18. Assisting the General Counsel with establishing and communicating approval authority levels regarding legal and governance matters.

Requirements

Key Experience & Skills:

• Experience working within a high-performing team to deliver successful risk management outcomes.
• Good knowledge of risk management frameworks, tools, and processes.
• Understanding of the financial services industry and KINTO leasing market is advantageous.
• Excellent analytical skills and the ability to communicate complex topics effectively, both written and verbal.
• Proven influence with senior management in formal (committee) and informal settings.

Attributes & Behaviours:

You will work in a culture of continuous improvement and inclusivity, showing respect for people and working with integrity.

We seek someone who:

• Thrives in a high-performing, collaborative environment.
• Contributes effectively in meetings and initiatives.
• Can take ownership of tasks and projects, often working remotely without supervision.
• Is self-motivated, enthusiastic, and eager to succeed and improve.
• Possesses a proactive, resilient mindset with confidence to initiate and recommend improvements.

Benefits

• Bonus earning potential
• 25 days holiday + 8 bank holidays
• Competitive pension scheme (starting at 4% employee contribution and 11% employer contribution, flexible up to 6% and 15%)
• Hybrid working (2 days from home per week)
• Car scheme after passing probation
• Private Medical Cover
• Life assurance
• Retail discounts
• Free onsite parking
• Onsite nursery with discounts
• Monthly well-being hour
• Discounts on Toyota & Lexus cars
• Well-being events and volunteer days
• Employee assistance programmes
• Free office fruit

KINTO UK is an equal opportunity employer. We welcome applications from all backgrounds and consider all candidates fairly, without bias related to personal or family status, veteran status, neurodiversity, or other protected characteristics.

Our Recruitment Process:

We value accessibility and are a Confident Employer. Please inform us of any adjustments needed during the recruitment process, such as providing questions beforehand, arranging suitable times and locations, or additional assessment time. We are committed to supporting your success and will tailor our approach to your needs.