Motor Finance Regional Specialist Underwriter

TN United Kingdom; Cardiff; On-site; GBP 30,000 - 50,000; Full time

Job summary

An exciting opportunity awaits in a dynamic team focused on transforming the Motor Finance industry. As a Regional Specialist Underwriter, you will play a crucial role in enhancing customer experiences by ensuring efficient decision-making processes. Your analytical mindset and expertise in Motor Finance Underwriting will help drive positive outcomes for customers looking to fund their vehicles. Join a forward-thinking company that values innovation and collaboration, where your contributions will make a significant impact. Embrace the challenge and be part of a team that is dedicated to excellence and customer satisfaction.

Benefits

Flexible Annual Leave

Employee Discounts

Health Insurance

Pension Scheme

Professional Development

Work-Life Balance Initiatives

Qualifications

• Previous underwriting experience in the motor finance industry.
• Strong analytical skills and effective communication.

Responsibilities

• Serve as a subject matter expert for the Underwriting team.
• Assess applications in line with risk appetite and ensure decision accuracy.

Skills

Motor Finance Underwriting

Analytical Skills

Communication Skills

Telephony Skills

Literacy Skills

Numerical Skills

Education

Experience in Motor Finance

Knowledge of FCA Rulebook

Tools

Open Banking

CIFAS

HP & PCP Products

Job description

Social network you want to login/join with:

Motor Finance Regional Specialist Underwriter, Cardiff

col-narrow-left

Client:

Admiral Insurance Plc

Location:

Cardiff, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

col-narrow-right

Job Reference:

a817bef81338

Job Views:

26

Posted:

08.05.2025

Expiry Date:

22.06.2025

col-wide

Job Description:

About Admiral Money and the Motor Finance Team

Admiral Money is an exciting division of Admiral Group. We have the freedom and innovation of a small start up with the security of a large parent company, Admiral.

We have a plan to enhance, simplify and drive innovation through the Motor Finance industry and are putting together a first-class team to take our ambitious proposition and strategy to market. Our underwriting team are the enablers to our success in the Motor space.

Motor Finance Regional Specialist Underwriter

As a regional specialist, its essential you can fit into a fast-paced, evolving, and innovative environment. Our products will challenge the status quo meaning you will be required to work with the underwriting lead to ensure our processes are effective and provide the efficiency required to deliver exceptional experiences to our customers. We are looking for someone who is customer and business focused with a motivation to succeed and progress within this role. Candidates will be responsible for managing their workload efficiently whilst maintaining a high accuracy of decisioning, enabling customers to continue their car buying journey. It is key to actively engage in a collaborative and supportive team environment, where you share best practise and knowledge with your colleagues.

We are looking for someone who is highly motivated, and has extensive knowledge in Motor Finance Underwriting, understanding the risk benefits of the secured nature of the product offering. You will be decisioning customers that have applied online or at the dealership, so decisioning efficiency is just as important as decision accuracy and quality of work.

You will be expected to drive positive customer experiences by adhering to SLA’s. You will be an integral part of our customers car buying experience, assessing affordability and sustainability of HP and PCP products for customers looking to fund their vehicles via the new Admiral Money proposition. You will be working closely with dealerships in your region to ensure speedy outcomes for customers and dealers.

If you have an analytical mindset and share our passion for enabling customers to efficiently purchase their next Motor Finance product, we want to hear from you!

Key Responsibilities

SME:

• Serve as a subject matter expert for the Underwriting team as well as internal departments to optimise policies and processes.
• Engage with other SME’s across the Motor Finance function to make suggestions to improve rule set and customer experience.

Assessment and decisioning:

• Assess applications in line with our risk appetite utilising the tools available to you, within expected timescales.
• Ensure strong performance by putting quality of work and decisioning accuracy at the forefront.

Sharing Best Practice:

• As this role is based in a new and growing team, you will be responsible for ensuring that best practise and expertise is shared across the operational teams, and to wider business areas where appropriate.

Candidate Requirements

• Previous underwriting experience in the motor finance industry, with a strong appetite for providing great customer outcomes.
• Sound analytical skillset.
• Knowledge of FCA rulebook preferable but not essential
• You have effective communication skills combined with the ability to communicate clearly to all staff members.
• You have good telephony skills and experience talking to both customers and dealers.
• You have strong literacy and numerical skills.
• You are willing to be developed, coached, and to take on board feedback.
• You embrace working in a demanding environment and are highly motivated.
• You are used to working to deadlines and meeting KPI’s.
• You are pro-active, organised, and able to manage your time effectively and take initiative.
• You have a positive work ethic and have a can-do attitude when supporting business in change.
• You are willing to share your ideas and contribute to the business.
• Experience/good knowledge of: Open Banking CIFAS HP & PCP Products

Salary, benefits, and work-life balance

At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.

All colleagues will receive days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.

You can also view some of our other key benefits .

Our Commitment to You

At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.