Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k

JR United Kingdom; Leeds; Remote; GBP 30,000 - 35,000; Full time

Job summary

Join a forward-thinking company as a Credit Underwriter/Credit Risk Analyst in a fully remote role. This innovative firm is transforming the consumer finance landscape with its digital-first approach. You'll play a crucial role in making real-time credit decisions while utilizing SQL and Python for portfolio analysis. The collaborative culture empowers you to take ownership and make impactful decisions from day one. If you thrive in a dynamic environment and are passionate about credit risk, this opportunity is perfect for you.

Qualifications

• Experience in underwriting unsecured personal loans.
• Good understanding of credit risk and analytics.

Responsibilities

• Review and assess consumer credit applications.
• Make well-reasoned credit decisions balancing risk with growth.

Skills

Credit Risk Assessment

SQL

Python

Underwriting

Communication Skills

Job description

Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k, Leeds, West Yorkshire

Client:

Skillful

Location:

Leeds, West Yorkshire, United Kingdom

Job Category:

Other

EU work permit required:

Yes

Job Views:

6

Posted:

05.05.2025

Expiry Date:

19.06.2025

Job Description:

Role: Credit Underwriter / Credit Risk Analyst

Location: Fully remote (UK only)

This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards, and business finance, they’re helping people buy everything, everywhere, every day, and doing it in a smarter, fairer way.

They’ve built a strong foundation and are now expanding their UK operation, giving you the chance to join early, take ownership, and make a difference from day one. The culture is collaborative, energising, and full of people who care deeply about doing good work. You’ll be trusted, supported, and given the space to grow.

They’re seeking someone to help them grow as a Credit Underwriter / Credit Risk Analyst.

This hands-on role is perfect for someone who thrives on variety. You’ll make real-time credit decisions while also using SQL and Python to support portfolio analysis. Whether you’re an experienced underwriter with an interest in analytics or someone blending both skills, this role offers growth and impact opportunities.

Successful candidates will have experience underwriting unsecured personal loans or be comfortable assisting with underwriting. A good understanding of credit risk is essential. You should be comfortable working independently, identifying risks, and making confident decisions balancing risk with growth.

Key responsibilities include:

• Reviewing and assessing consumer credit applications across a growing portfolio
• Engaging with customers and gathering additional information as needed
• Spotting risk and fraud, and making well-reasoned credit decisions
• Supporting analytics projects using SQL and Python (bonus)
• Generating insights on performance and shaping credit strategy
• Collaborating across teams to improve processes and outcomes
• Taking ownership of your work in a fast-paced, fully remote environment

Required experience:

• Underwriting in UK consumer lending, especially unsecured loans
• Working with credit risk strategies and affordability models
• Using SQL or Python, or willingness to learn
• Balancing commercial thinking with attention to detail
• Clear communication and decision-making under pressure
• Experience working remotely with trust, autonomy, and collaboration

If this sounds like your next career move, we’d love to hear from you.

We can provide a full job spec or arrange a brief call to discuss further. Just let us know your preference.

Contact: [e-mail] or [e-mail]

Note: If you are not a passport holder of the country where the vacancy is based, you may need a work permit. For more info, check our Blog.

Applications should be made via the 'Apply now' button. Do not provide bank or payment details.

Created on 05/05/2025 by JR, United Kingdom