Associate Director - Speciality Finance Portfolio Management

Shawbrook; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

An established industry player is seeking an Associate Director for Speciality Finance Portfolio Management. This role involves managing relationships with non-bank specialist lending clients across various sectors, ensuring compliance with lending terms and identifying new business opportunities. You will be integral to the credit process, negotiating terms and managing stakeholder relationships. Join a forward-thinking company that values innovation and employee engagement, offering a dynamic work environment where your contributions can make a significant impact on the business and its clients.

Benefits

Market Leading Family Friendly Policies

Free Access to Mindfulness App

Employee Assistance Programme

Cycle to Work Scheme

Discounts on Gym Membership

Contributory Pension Scheme

Minimum 27 Days Holiday

Flexi-Holiday Scheme

Community Support and Charitable Giving

Annual Discretionary Bonus Scheme

Qualifications

• Proven experience in credit risk or portfolio management in a banking or advisory environment.
• Knowledge of asset-based lending practices and funding facilities.

Responsibilities

• Manage customer relationships and monitor compliance with lending covenants.
• Negotiate facility amendments and manage end-to-end credit processes.
• Assess market impacts on portfolio and manage watchlist clients.

Skills

Credit Risk Management

Portfolio Management

Transaction Structuring

Asset Based Lending

Education

Quantitative Degree

CFA or Similar Qualification

Job description

This job is brought to you by Jobs/Redefined, the UK's leading over-50s age inclusive jobs board.

Company Description

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person.

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

Job Description

The Associate Director - Speciality Finance Portfolio Management will be the primary contact for non-bank specialist lending clients covering a range of sectors, from consumer finance, asset finance, SME corporate finance to property finance. The Portfolio Management team is responsible for managing these existing relationships whilst monitoring the risk for the Bank.

Responsibilities include:

• Actively manage the customer relationship for a portfolio of clients and monitor facility compliance with lending covenants and terms.
• Ownership of the annual review and credit process, including ad-hoc amendment or increase requests and covenant restructures as appropriate. This includes being alert to new business opportunities within the existing customer base.
• To propose, negotiate and execute facility amendments, covenant waivers / resets and in-life management activity, for existing clients.
• Responsibility for the end-to-end credit process, including negotiating with clients, writing of credit papers, presenting transactions to Credit Committee and completion through to legals.
• Consider market, macroeconomic and regulatory impacts on the portfolio and take necessary actions where appropriate, including updating relevant Risk Committees on early warning signs and managing watchlist clients in conjunction with Business support and Credit functions.
• Play a vital role in rolling out new strategic initiatives for Structured Finance, including compliance, regulatory and risk management oversight, and attend relevant industry events.
• Management of internal and external stakeholder relationships.

Qualifications

• Proven experience in either a credit risk, portfolio management, transaction (re)structuring role, gained in a bank, fund or advisory environment, or the specialist finance sector.
• Quantitative Degree/CFA or similar business qualification would be preferential, but is not essential.
• Knowledge of asset based lending practices and familiarity with either block discounting facilities or revolving credit facilities.
• Experience in structuring and executing funding facilities

Additional Information

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done