Associate Director - Speciality Finance Portfolio Management Shawbrook Commercial Risk London, [...]

Shawbrook Bank; London; On-site; GBP 60,000 - 100,000; Full time

Job summary

Join a forward-thinking bank as an Associate Director in Speciality Finance Portfolio Management. You will be the key contact for non-bank specialist lending clients, managing relationships across various finance sectors. This role emphasizes strategic initiatives and compliance while fostering an innovative culture. With a focus on long-term sustainable value, you'll thrive in a dynamic environment that values diversity, problem-solving, and professional growth. Enjoy benefits like generous holiday allowances, wellness programs, and a supportive work-life balance, making this an exciting opportunity for proactive and collaborative individuals.

Benefits

Family-friendly policies

Free access to Headspace app

Free Peppy app

Employee Assistance Programme

Cycle to work scheme

Gym discounts

Contributory pension

Minimum 27 days holiday

Holiday buy/sell scheme

Annual discretionary bonus

Qualifications

• Proven experience in credit risk and portfolio management within banking.
• Knowledge of asset-based lending practices and funding facilities.

Responsibilities

• Manage customer relationships and monitor compliance with lending terms.
• Handle credit processes, including annual reviews and facility amendments.

Skills

Credit Risk Management

Portfolio Management

Transaction Restructuring

Asset-Based Lending

Negotiation Skills

Education

Quantitative Degree

CFA or Similar Qualification

Job description

The Associate Director - Speciality Finance Portfolio Management will be the primary contact for non-bank specialist lending clients, covering sectors such as consumer finance, asset finance, SME corporate finance, and property finance. The team manages these relationships and monitors risks for the Bank.

Responsibilities include:

1. Managing customer relationships and monitoring facility compliance with lending covenants and terms.
2. Handling the annual review and credit process, including ad-hoc amendments, increases, and covenant restructures, while identifying new business opportunities within existing clients.
3. Proposing, negotiating, and executing facility amendments, covenant waivers/resets, and in-life management activities.
4. Managing the end-to-end credit process, including negotiations, credit papers, presentation to Credit Committee, and legal completion.
5. Assessing market, macroeconomic, and regulatory impacts on the portfolio, taking appropriate actions, and updating Risk Committees on early warning signs and watchlist clients.
6. Implementing new strategic initiatives for Structured Finance, ensuring compliance, regulatory, and risk management oversight, and participating in industry events.
7. Managing relationships with internal and external stakeholders.

The Person

• Proven experience in credit risk, portfolio management, transaction restructuring, or related roles within banks, funds, advisory, or specialist finance sectors.
• A quantitative degree, CFA, or similar qualification is preferred but not essential.
• Knowledge of asset-based lending practices and familiarity with block discounting or revolving credit facilities.
• Experience in structuring and executing funding facilities.

The Opportunity

Shawbrook offers finance to diverse customer segments, emphasizing a premium experience, flexibility, and value. As a purpose-led organization, we focus on long-term sustainable value for stakeholders.

Our offerings include tailored lending propositions across SME, Real Estate, and Personal markets, ranging from complex structured credit facilities to mortgages and simple digital loans. We fund our lending through customer deposits, attracting them with excellent service, choice, and value.

Our unique business model combines deep human expertise with advanced digital, tech, and data capabilities, enabling us to deliver excellent customer experiences efficiently and at scale. We foster an innovative, agile culture with high employee engagement, making Shawbrook an attractive employer. If you're proactive, innovative, and collaborative, you're our kind of person.

Why work with us? Because you:

• Want to be part of a modern, dynamic bank
• Enjoy challenges and a fast-paced, innovative environment
• Seek continuous improvement and problem-solving opportunities
• Value diversity and inclusion
• Care about society and the environment
• Aim for professional growth and excellence

Reward

Your Wellbeing - We prioritize your health with benefits such as:

• Family-friendly policies from Day 1, including maternity, adoption, and paternity leave
• Free access to Headspace mindfulness app
• Free Peppy app for fertility, parenthood, and menopause support
• Employee Assistance Programme for various support needs
• Cycle to work scheme
• Gym discounts
• Contributory pension and death in service benefits

Your Lifestyle - We support work-life balance with benefits like:

• Minimum 27 days holiday annually
• Holiday buy/sell scheme
• Nationwide gym discounts
• Brand discounts
• Community and charity initiatives

Your Contribution - We reward extra effort through:

• Annual discretionary bonus scheme
• Recognition programs acknowledging outstanding colleagues