Credit Risk Business Analyst (Lending/Mortgage experience)

TN United Kingdom; London; On-site; GBP 45,000 - 70,000; Full time

Job summary

A leading company is seeking a Credit Risk Business Analyst in London to document processes and define the Target Operating Model for credit operations. The role requires expertise in credit risk lending practices and compliance with industry regulations. Join a collaborative community and help shape the future of technology in finance.

Qualifications

• Good understanding of credit risk lending practices for residential mortgage/prime/luxury real estate markets.
• Familiarity with valuation methodologies for real estate properties in line with PRA regulations.

Responsibilities

• Document processes and define the Target Operating Model (TOM).
• Capture current state processes related to credit operations for HNW real estate financing products.
• Develop process maps to visualize workflows, dependencies, and bottlenecks.

Skills

Credit risk lending practices

Process documentation

Valuation methodologies

Job description

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Credit Risk Business Analyst (Lending/Mortgage experience), London

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Client:

Capgemini

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

f0acf3f09b20

Job Views:

3

Posted:

19.05.2025

Expiry Date:

03.07.2025

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Job Description:

Job Title : Credit Risk Business Analyst (Lending/Mortgage experience)

Location : London

Type of role : Permanent

Get The Future You Want!

Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired by a collaborative community of colleagues around the world, and where you’ll be able to reimagine what’s possible. Join us and help the world’s leading organizations unlock the value of technology and build a more sustainable, more inclusive world

Your Role:

The Business Analyst will play a critical role in documenting processes, defining the Target Operating Model (TOM), and ensuring seamless integration of policy, operations, technology, and data.

Process Documentation & Mapping:

• Capture current state processes related to credit operations for HNW real estate financing products.
• Define the future state processes, ensuring compliance with PRA Rulebook Article 124D.
• Develop process maps to visualize workflows, dependencies, and bottlenecks.
• Design the TOM covering policy, process, operations, technology, and data.
• Identify gaps between current vs. future state and propose solutions.
• Define Roles & responsibilities for key stakeholders in the new operating model.
• Engage with credit risk Operations teams, Legal & Compliance teams, and technology partners.

Your Profile:

• Requires good understanding of credit risk lending practices for residential mortgage/prime/ luxury real estate markets.
• Familiarity with valuation methodologies for Real estate properties in line with PRA regulations, particularly Article 124D.
• TOM set-up for new Reporting workstream.

About Capgemini

Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world while creating tangible impact for enterprises and society. It is a responsible and diverse group of 350,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market-leading capabilities in AI, cloud, and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of €22.5 billion.