Financial Crime Specialist

NFU Mutual; Stratford-upon-Avon; Hybrid; GBP 50,000 - 60,000; Full time

Job summary

NFU Mutual is seeking an experienced Financial Crime Specialist to join their team in Stratford-upon-Avon. This hybrid role involves developing policies and training to combat financial crime, ensuring compliance with regulations, and collaborating with various teams to protect the business. The position offers a competitive salary, annual bonus, and a supportive work culture.

Benefits

Annual bonus (up to 17.5% of salary)

Contributory pension scheme (up to 20%)

25 days annual leave + bank holidays

Family Friendly policy

Health and wellbeing plan

Employee Volunteering

Life Assurance cover of 4 x salary

Qualifications

• Strong working knowledge of UK financial crime regulations.
• Experience in financial crime and anti-money laundering regulations.
• Experience investigating suspicious financial crime reports.

Responsibilities

• Develop and maintain financial crime policies and procedures.
• Provide guidance and training on financial crime matters.
• Review reports and investigate high-risk transactions.

Skills

Decision-making

Communication

Attention to detail

Analytical mindset

Education

ICA Certification

Background in Financial Services or Law Enforcement

Job description

• Develop and maintain financial crime related policies, procedures, guidance and training to support the business.
• Stay abreast of financial crime laws and regulations to advise the business on best practice to ensure compliance with legal and regulatory requirements.
• Hybrid role with 80% homeworking and 20% based in Stratford-upon-Avon (Wednesday is currently the in-office day) plus occasional ad hoc days as required.

About the role

We have an excellent opportunity for an experienced Financial Crime Specialist to join our professional Financial Crime Team (FCT) on a permanent, full-time basis.

At NFU Mutual, we’re committed to protecting our customers, partners, and reputation from financial crime and work hard to uphold the highest standards of integrity and transparency. Our FCT plays a central role in safeguarding NFU Mutual from being exploited for criminal purposes. Their remit spans across the entire organisation, including the agency network, and their work is critical to maintaining regulatory compliance, protecting customer trust, and upholding the company’s reputation.

As a Financial Crime Specialist, you’ll be responsible for developing and implementing policies and procedures, as well as providing guidance and training on financial crime matters. The objective is to minimise and mitigate the impact of non-claims related financial crime and ensure compliance with regulatory requirements.

You’ll interpret and disseminate legislation and regulations, as well as industry updates to help identify risks and ensure the business takes the right actions to stay compliant with legal and regulatory requirements.

Additional duties include:

• Create and deliver financial crime training that meets legal requirements and helps protect the business from financial crime risks.
• Review reports and investigate to spot high-risk people or transactions.
• Support and advise teams and projects to make sure they follow the rules and reduce financial crime risks.
• Collate and prepare reports for senior leaders and regulators to support decision-making and meet legal requirements.
• Check and review high-risk processes and systems to make sure controls are working and highlight any compliance concerns.
• Monitor and respond to external alerts or requests to help protect the business and support law enforcement.
• Collaborate with other divisions such as Finance, Claims and external parties to support investigations.

About you

As a Financial Crime Specialist, you’ll have strong decision-making abilities and excellent communication skills, both written and verbal, to clearly present findings and recommendations. Attention to detail is essential, along with a logical and analytical mindset to assess complex information, investigations, identify patterns, and evaluate potential risks effectively.

Technical skills required:

• Strong working knowledge and understanding of UK financial crime regulations (essential).
• Experience of practical application of financial crime and anti-money laundering regulations. (essential)
• Working knowledge and understanding of Anti-Money Laundering (essential)
• ICA Certification (desirable).
• Background in Financial Services or Law Enforcement (essential)
• Experience investigating suspicious financial crime reports and writing up investigation reports. (essential)
• Experience working with DWP and/or law enforcement. (essential)
• Experience training financial crime and related topics, with the ability to interpret legislation, putting into simpler terms for others. (desirable)

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• £50,000 - £60,000 annual salary (depending on experience)
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.