Credit Risk Portfolio Analyst: Data-Driven Insights

Barclays; City of Edinburgh; On-site; GBP 55,000 - 75,000; Full time

Job summary

Barclays in the United Kingdom seeks a Credit Risk Portfolio Analyst to monitor and manage credit risk across lending products, including loans and credit cards. You will run SAS scripts, produce regular reporting for senior management, and support decision making through data-driven insights.

The role offers exposure to governance and risk monitoring within a leading financial services environment, with Edinburgh or Glasgow as base locations.

Qualifications

• Degree or equivalent qualification with a strong analytical focus, ideally within a STEM, quantitative, or data driven discipline.
• Experience interrogating large data sets, identifying trends/risk/opportunities.
• Proven experience working as an analyst, with the ability to operate as a proactive self starter.
• Excellent problem solving skills, with strong numerical capability and a logical, structured approach to analysis.
• Experience using programming or analytical languages to run coding scripts and analyse, interpret, and validate data outputs.

Responsibilities

• Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions.
• Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio.
• Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses.
• Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile.
• Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters.

Job description

Barclays in the United Kingdom seeks a Credit Risk Portfolio Analyst to monitor and manage credit risk across lending products, including loans and credit cards. You will run SAS scripts, produce regular reporting for senior management, and support decision making through data-driven insights.

The role offers exposure to governance and risk monitoring within a leading financial services environment, with Edinburgh or Glasgow as base locations.